Oklahoma Loan Limits

2025 Loan Limits

2025 Loan limits in Oklahoma by county. Click on the map below to view loan limits for a particular county.

Oklahoma Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Oklahoma. The conforming loan limits for a single-family home anywhere in Oklahoma is $806,500.

Loan limits in Oklahoma are based on the median home price in each county of Oklahoma. Based on home prices across the state, all areas in Oklahoma have loan limits that fall between the national baseline and the ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Oklahoma (77)

Mid-Range Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Adair County $69,000 $806,500
Alfalfa County $72,000 $806,500
Atoka County $90,000 $806,500
Beaver County $83,000 $806,500
Beckham County $132,000 $806,500
Blaine County $75,000 $806,500
Bryan County $155,000 $806,500
Caddo County $101,000 $806,500
Canadian County $245,000 $806,500
Carter County $139,000 $806,500
Cherokee County $126,000 $806,500
Choctaw County $76,000 $806,500
Cimarron County $78,000 $806,500
Cleveland County $245,000 $806,500
Coal County $63,000 $806,500
Comanche County $135,000 $806,500
Cotton County $135,000 $806,500
Craig County $111,000 $806,500
Creek County $240,000 $806,500
Custer County $140,000 $806,500
Delaware County $156,000 $806,500
Dewey County $91,000 $806,500
Ellis County $124,000 $806,500
Garfield County $169,000 $806,500
Garvin County $100,000 $806,500
Grady County $245,000 $806,500
Grant County $69,000 $806,500
Greer County $78,000 $806,500
Harmon County $60,000 $806,500
Harper County $79,000 $806,500
Haskell County $99,000 $806,500
Hughes County $73,000 $806,500
Jackson County $135,000 $806,500
Jefferson County $50,000 $806,500
Johnston County $75,000 $806,500
Kay County $98,000 $806,500
Kingfisher County $199,000 $806,500
Kiowa County $78,000 $806,500
Latimer County $77,000 $806,500
Le Flore County $90,000 $806,500
Lincoln County $245,000 $806,500
Logan County $245,000 $806,500
Love County $139,000 $806,500
McClain County $245,000 $806,500
McCurtain County $225,000 $806,500
McIntosh County $90,000 $806,500
Major County $110,000 $806,500
Marshall County $110,000 $806,500
Mayes County $135,000 $806,500
Murray County $105,000 $806,500
Muskogee County $125,000 $806,500
Noble County $117,000 $806,500
Nowata County $95,000 $806,500
Okfuskee County $70,000 $806,500
Oklahoma County $245,000 $806,500
Okmulgee County $240,000 $806,500
Osage County $240,000 $806,500
Ottawa County $100,000 $806,500
Pawnee County $240,000 $806,500
Payne County $210,000 $806,500
Pittsburg County $109,000 $806,500
Pontotoc County $140,000 $806,500
Pottawatomie County $131,000 $806,500
Pushmataha County $76,000 $806,500
Roger Mills County $100,000 $806,500
Rogers County $240,000 $806,500
Seminole County $70,000 $806,500
Sequoyah County $175,000 $806,500
Stephens County $110,000 $806,500
Texas County $155,000 $806,500
Tillman County $73,000 $806,500
Tulsa County $240,000 $806,500
Wagoner County $240,000 $806,500
Washington County $150,000 $806,500
Washita County $85,000 $806,500
Woods County $104,000 $806,500
Woodward County $124,000 $806,500

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Data Source

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FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 5, 2025