Pennsylvania Loan Limits

2025 Loan Limits

2025 Loan limits in Pennsylvania by county. Click on the map below to view loan limits for a particular county.

Pennsylvania Map

Minimum Loan Limit
Maximum Loan Limit

Pennsylvania has 67 counties, with conforming loan limits for a single-family home ranging from $806,500 in Adams County to $1,209,750 in Pike County.

Pennsylvania has 0 counties with standard or low-cost loan limits equal to the national baseline; 1 county with high-cost loan limits equal to the national ceiling; and 66 counties with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Pennsylvania (67)

High-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Pike County $1,138,000 $1,209,750
Mid-Range Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Adams County $270,000 $806,500
Allegheny County $300,000 $806,500
Armstrong County $300,000 $806,500
Beaver County $300,000 $806,500
Bedford County $137,000 $806,500
Berks County $246,000 $806,500
Blair County $140,000 $806,500
Bradford County $150,000 $806,500
Bucks County $517,000 $806,500
Butler County $300,000 $806,500
Cambria County $101,000 $806,500
Cameron County $112,000 $806,500
Carbon County $350,000 $806,500
Centre County $326,000 $806,500
Chester County $517,000 $806,500
Clarion County $122,000 $806,500
Clearfield County $93,000 $806,500
Clinton County $170,000 $806,500
Columbia County $238,000 $806,500
Crawford County $115,000 $806,500
Cumberland County $305,000 $806,500
Dauphin County $305,000 $806,500
Delaware County $517,000 $806,500
Elk County $123,000 $806,500
Erie County $160,000 $806,500
Fayette County $300,000 $806,500
Forest County $90,000 $806,500
Franklin County $250,000 $806,500
Fulton County $175,000 $806,500
Greene County $100,000 $806,500
Huntingdon County $130,000 $806,500
Indiana County $120,000 $806,500
Jefferson County $93,000 $806,500
Juniata County $163,000 $806,500
Lackawanna County $185,000 $806,500
Lancaster County $330,000 $806,500
Lawrence County $115,000 $806,500
Lebanon County $232,000 $806,500
Lehigh County $350,000 $806,500
Luzerne County $185,000 $806,500
Lycoming County $180,000 $806,500
McKean County $83,000 $806,500
Mercer County $150,000 $806,500
Mifflin County $116,000 $806,500
Monroe County $275,000 $806,500
Montgomery County $517,000 $806,500
Montour County $238,000 $806,500
Northampton County $350,000 $806,500
Northumberland County $102,000 $806,500
Perry County $305,000 $806,500
Philadelphia County $517,000 $806,500
Potter County $125,000 $806,500
Schuylkill County $100,000 $806,500
Snyder County $186,000 $806,500
Somerset County $120,000 $806,500
Sullivan County $138,000 $806,500
Susquehanna County $138,000 $806,500
Tioga County $140,000 $806,500
Union County $250,000 $806,500
Venango County $90,000 $806,500
Warren County $102,000 $806,500
Washington County $300,000 $806,500
Wayne County $231,000 $806,500
Westmoreland County $300,000 $806,500
Wyoming County $185,000 $806,500
York County $260,000 $806,500

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 5, 2025