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Idaho Loan Limits

2023 Loan Limits

2023 Loan limits in Idaho by county. Click on the map below to view loan limits for a particular county.

Idaho Map

Minimum Loan Limit
Maximum Loan Limit

Idaho has 44 counties, with conforming loan limits for a single-family home ranging from $726,200 in Ada County to $1,089,300 in Teton County.

Idaho has 41 counties with standard or low-cost loan limits equal to the national baseline; 1 county with high-cost loan limits equal to the national ceiling; and 2 counties with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Idaho (44)

High-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Teton County $1,688,000 $1,089,300
Mid-Range Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Blaine County $644,000 $740,600
Camas County $644,000 $740,600
Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Ada County $510,000 $726,200
Adams County $260,000 $726,200
Bannock County $315,000 $726,200
Bear Lake County $308,000 $726,200
Benewah County $236,000 $726,200
Bingham County $316,000 $726,200
Boise County $510,000 $726,200
Bonner County $455,000 $726,200
Bonneville County $396,000 $726,200
Boundary County $365,000 $726,200
Butte County $396,000 $726,200
Canyon County $510,000 $726,200
Caribou County $255,000 $726,200
Cassia County $280,000 $726,200
Clark County $250,000 $726,200
Clearwater County $224,000 $726,200
Custer County $235,000 $726,200
Elmore County $326,000 $726,200
Franklin County $428,000 $726,200
Fremont County $375,000 $726,200
Gem County $510,000 $726,200
Gooding County $265,000 $726,200
Idaho County $224,000 $726,200
Jefferson County $396,000 $726,200
Jerome County $332,000 $726,200
Kootenai County $498,000 $726,200
Latah County $380,000 $726,200
Lemhi County $286,000 $726,200
Lewis County $231,000 $726,200
Lincoln County $562,000 $726,200
Madison County $375,000 $726,200
Minidoka County $280,000 $726,200
Nez Perce County $310,000 $726,200
Oneida County $286,000 $726,200
Owyhee County $510,000 $726,200
Payette County $350,000 $726,200
Power County $315,000 $726,200
Shoshone County $265,000 $726,200
Twin Falls County $332,000 $726,200
Valley County $499,000 $726,200
Washington County $264,000 $726,200

More on Idaho

Want to learn more about Idaho? See Fair Market Rents in Idaho to view 40th percentile FMRs or click here to find a Public Housing Authority in Idaho who can help with finding affordable housing near you.

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2023


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