Idaho Loan Limits

2024 Loan Limits

2024 Loan limits in Idaho by county. Click on the map below to view loan limits for a particular county.

Idaho Map

Minimum Loan Limit
Maximum Loan Limit

Idaho has 44 counties, with conforming loan limits for a single-family home ranging from $766,550 in Ada County to $1,149,825 in Teton County.

Idaho has 43 counties with standard or low-cost loan limits equal to the national baseline; 1 county with high-cost loan limits equal to the national ceiling; and 0 counties with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Idaho (44)

High-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Teton County $1,573,000 $1,149,825
Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Ada County $510,000 $766,550
Adams County $278,000 $766,550
Bannock County $315,000 $766,550
Bear Lake County $308,000 $766,550
Benewah County $238,000 $766,550
Bingham County $316,000 $766,550
Blaine County $660,000 $766,550
Boise County $510,000 $766,550
Bonner County $455,000 $766,550
Bonneville County $396,000 $766,550
Boundary County $365,000 $766,550
Butte County $396,000 $766,550
Camas County $660,000 $766,550
Canyon County $510,000 $766,550
Caribou County $259,000 $766,550
Cassia County $302,000 $766,550
Clark County $250,000 $766,550
Clearwater County $224,000 $766,550
Custer County $235,000 $766,550
Elmore County $326,000 $766,550
Franklin County $430,000 $766,550
Fremont County $375,000 $766,550
Gem County $510,000 $766,550
Gooding County $266,000 $766,550
Idaho County $225,000 $766,550
Jefferson County $396,000 $766,550
Jerome County $332,000 $766,550
Kootenai County $498,000 $766,550
Latah County $414,000 $766,550
Lemhi County $286,000 $766,550
Lewis County $236,000 $766,550
Lincoln County $562,000 $766,550
Madison County $375,000 $766,550
Minidoka County $302,000 $766,550
Nez Perce County $316,000 $766,550
Oneida County $308,000 $766,550
Owyhee County $510,000 $766,550
Payette County $350,000 $766,550
Power County $315,000 $766,550
Shoshone County $277,000 $766,550
Twin Falls County $332,000 $766,550
Valley County $499,000 $766,550
Washington County $264,000 $766,550

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2024