Florida Loan Limits

2025 Loan Limits

2025 Loan limits in Florida by county. Click on the map below to view loan limits for a particular county.

Florida Map

Minimum Loan Limit
Maximum Loan Limit

Florida has 67 counties, with conforming loan limits for a single-family home ranging from $806,500 in Alachua County to $967,150 in Monroe County.

Florida has 0 counties with standard or low-cost loan limits equal to the national baseline; 0 counties with high-cost loan limits equal to the national ceiling; and 67 counties with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Florida (67)

Mid-Range Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Alachua County $305,000 $806,500
Baker County $505,000 $806,500
Bay County $329,000 $806,500
Bradford County $170,000 $806,500
Brevard County $342,000 $806,500
Broward County $569,000 $806,500
Calhoun County $110,000 $806,500
Charlotte County $329,000 $806,500
Citrus County $237,000 $806,500
Clay County $505,000 $806,500
Collier County $665,000 $806,500
Columbia County $178,000 $806,500
DeSoto County $215,000 $806,500
Dixie County $93,000 $806,500
Duval County $505,000 $806,500
Escambia County $325,000 $806,500
Flagler County $350,000 $806,500
Franklin County $219,000 $806,500
Gadsden County $269,000 $806,500
Gilchrist County $305,000 $806,500
Glades County $175,000 $806,500
Gulf County $310,000 $806,500
Hamilton County $110,000 $806,500
Hardee County $155,000 $806,500
Hendry County $230,000 $806,500
Hernando County $415,000 $806,500
Highlands County $219,000 $806,500
Hillsborough County $415,000 $806,500
Holmes County $125,000 $806,500
Indian River County $375,000 $806,500
Jackson County $130,000 $806,500
Jefferson County $269,000 $806,500
Lafayette County $100,000 $806,500
Lake County $450,000 $806,500
Lee County $370,000 $806,500
Leon County $269,000 $806,500
Levy County $305,000 $806,500
Liberty County $100,000 $806,500
Madison County $95,000 $806,500
Manatee County $476,000 $806,500
Marion County $268,000 $806,500
Martin County $519,000 $806,500
Miami-Dade County $569,000 $806,500
Monroe County $841,000 $967,150
Nassau County $505,000 $806,500
Okaloosa County $525,000 $806,500
Okeechobee County $161,000 $806,500
Orange County $450,000 $806,500
Osceola County $450,000 $806,500
Palm Beach County $569,000 $806,500
Pasco County $415,000 $806,500
Pinellas County $415,000 $806,500
Polk County $315,000 $806,500
Putnam County $117,000 $806,500
St. Johns County $505,000 $806,500
St. Lucie County $519,000 $806,500
Santa Rosa County $325,000 $806,500
Sarasota County $476,000 $806,500
Seminole County $450,000 $806,500
Sumter County $370,000 $806,500
Suwannee County $125,000 $806,500
Taylor County $125,000 $806,500
Union County $166,000 $806,500
Volusia County $350,000 $806,500
Wakulla County $269,000 $806,500
Walton County $525,000 $806,500
Washington County $170,000 $806,500

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Data Source

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FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 5, 2025