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Florida Loan Limits

2023 Loan Limits

2023 Loan limits in Florida by county. Click on the map below to view loan limits for a particular county.

Florida Map

Minimum Loan Limit
Maximum Loan Limit

Florida has 67 counties, with conforming loan limits for a single-family home ranging from $726,200 in Alachua County to $874,000 in Monroe County.

Florida has 66 counties with standard or low-cost loan limits equal to the national baseline; 0 counties with high-cost loan limits equal to the national ceiling; and 1 county with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Florida (67)

Mid-Range Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Monroe County $760,000 $874,000
Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Alachua County $275,000 $726,200
Baker County $458,000 $726,200
Bay County $294,000 $726,200
Bradford County $165,000 $726,200
Brevard County $310,000 $726,200
Broward County $485,000 $726,200
Calhoun County $94,000 $726,200
Charlotte County $294,000 $726,200
Citrus County $201,000 $726,200
Clay County $458,000 $726,200
Collier County $585,000 $726,200
Columbia County $150,000 $726,200
DeSoto County $191,000 $726,200
Dixie County $93,000 $726,200
Duval County $458,000 $726,200
Escambia County $320,000 $726,200
Flagler County $328,000 $726,200
Franklin County $213,000 $726,200
Gadsden County $229,000 $726,200
Gilchrist County $275,000 $726,200
Glades County $165,000 $726,200
Gulf County $255,000 $726,200
Hamilton County $110,000 $726,200
Hardee County $110,000 $726,200
Hendry County $173,000 $726,200
Hernando County $365,000 $726,200
Highlands County $180,000 $726,200
Hillsborough County $365,000 $726,200
Holmes County $125,000 $726,200
Indian River County $335,000 $726,200
Jackson County $123,000 $726,200
Jefferson County $229,000 $726,200
Lafayette County $100,000 $726,200
Lake County $390,000 $726,200
Lee County $345,000 $726,200
Leon County $229,000 $726,200
Levy County $275,000 $726,200
Liberty County $100,000 $726,200
Madison County $95,000 $726,200
Manatee County $440,000 $726,200
Marion County $240,000 $726,200
Martin County $435,000 $726,200
Miami-Dade County $485,000 $726,200
Nassau County $458,000 $726,200
Okaloosa County $525,000 $726,200
Okeechobee County $120,000 $726,200
Orange County $390,000 $726,200
Osceola County $390,000 $726,200
Palm Beach County $485,000 $726,200
Pasco County $365,000 $726,200
Pinellas County $365,000 $726,200
Polk County $295,000 $726,200
Putnam County $115,000 $726,200
St. Johns County $458,000 $726,200
St. Lucie County $435,000 $726,200
Santa Rosa County $320,000 $726,200
Sarasota County $440,000 $726,200
Seminole County $390,000 $726,200
Sumter County $360,000 $726,200
Suwannee County $116,000 $726,200
Taylor County $99,000 $726,200
Union County $155,000 $726,200
Volusia County $328,000 $726,200
Wakulla County $229,000 $726,200
Walton County $525,000 $726,200
Washington County $125,000 $726,200

More on Florida

Want to learn more about Florida? See Fair Market Rents in Florida to view 40th percentile FMRs or click here to find a Public Housing Authority in Florida who can help with finding affordable housing near you.

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2023


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