Florida Loan Limits

2022 Loan Limits

2022 Loan limits in Florida by county. Click on the map below to view loan limits for a particular county.

Florida Map

Minimum Loan Limit
Maximum Loan Limit

Florida has 67 counties, with conforming loan limits for a single-family home ranging from $647,200 in Alachua County to $710,700 in Monroe County.

Florida has 66 counties with standard or low-cost loan limits equal to the national baseline; 0 counties with high-cost loan limits equal to the national ceiling; and 1 county with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Florida (67)

Mid-Range Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Monroe County $618,000 $710,700
Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Alachua County $240,000 $647,200
Baker County $376,000 $647,200
Bay County $240,000 $647,200
Bradford County $152,000 $647,200
Brevard County $252,000 $647,200
Broward County $400,000 $647,200
Calhoun County $79,000 $647,200
Charlotte County $236,000 $647,200
Citrus County $163,000 $647,200
Clay County $376,000 $647,200
Collier County $480,000 $647,200
Columbia County $142,000 $647,200
DeSoto County $150,000 $647,200
Dixie County $93,000 $647,200
Duval County $376,000 $647,200
Escambia County $266,000 $647,200
Flagler County $260,000 $647,200
Franklin County $213,000 $647,200
Gadsden County $214,000 $647,200
Gilchrist County $240,000 $647,200
Glades County $130,000 $647,200
Gulf County $207,000 $647,200
Hamilton County $74,000 $647,200
Hardee County $87,000 $647,200
Hendry County $140,000 $647,200
Hernando County $303,000 $647,200
Highlands County $155,000 $647,200
Hillsborough County $303,000 $647,200
Holmes County $98,000 $647,200
Indian River County $275,000 $647,200
Jackson County $110,000 $647,200
Jefferson County $214,000 $647,200
Lafayette County $97,000 $647,200
Lake County $340,000 $647,200
Lee County $279,000 $647,200
Leon County $214,000 $647,200
Levy County $240,000 $647,200
Liberty County $100,000 $647,200
Madison County $95,000 $647,200
Manatee County $355,000 $647,200
Marion County $185,000 $647,200
Martin County $375,000 $647,200
Miami-Dade County $400,000 $647,200
Nassau County $376,000 $647,200
Okaloosa County $469,000 $647,200
Okeechobee County $110,000 $647,200
Orange County $340,000 $647,200
Osceola County $340,000 $647,200
Palm Beach County $400,000 $647,200
Pasco County $303,000 $647,200
Pinellas County $303,000 $647,200
Polk County $236,000 $647,200
Putnam County $96,000 $647,200
St. Johns County $376,000 $647,200
St. Lucie County $375,000 $647,200
Santa Rosa County $266,000 $647,200
Sarasota County $355,000 $647,200
Seminole County $340,000 $647,200
Sumter County $297,000 $647,200
Suwannee County $116,000 $647,200
Taylor County $88,000 $647,200
Union County $130,000 $647,200
Volusia County $260,000 $647,200
Wakulla County $214,000 $647,200
Walton County $469,000 $647,200
Washington County $105,000 $647,200

More on Florida

Want to learn more about Florida? See Fair Market Rents in Florida to view 40th percentile FMRs or click here to find a Public Housing Authority in Florida who can help with finding affordable housing near you.

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2022