2025 Loan limits in California by county. Click on the map below to view loan limits for a particular county.
California Map
California has 58 counties, with conforming loan limits for a single-family home ranging from $806,500 in Alpine County to $1,209,750 in Alameda County.
California has 0 counties with standard or low-cost loan limits equal to the national baseline; 9 counties with high-cost loan limits equal to the national ceiling; and 49 counties with mid-range loan limits that are between the baseline and ceiling.
View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.
Counties in California (58)
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Alameda County | $1,713,000 | $1,209,750 |
| Contra Costa County | $1,713,000 | $1,209,750 |
| Los Angeles County | $1,275,000 | $1,209,750 |
| Marin County | $1,713,000 | $1,209,750 |
| Orange County | $1,275,000 | $1,209,750 |
| San Benito County | $1,750,000 | $1,209,750 |
| San Francisco County | $1,713,000 | $1,209,750 |
| San Mateo County | $1,713,000 | $1,209,750 |
| Santa Clara County | $1,750,000 | $1,209,750 |
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Alpine County | $438,000 | $806,500 |
| Amador County | $395,000 | $806,500 |
| Butte County | $310,000 | $806,500 |
| Calaveras County | $399,000 | $806,500 |
| Colusa County | $400,000 | $806,500 |
| Del Norte County | $285,000 | $806,500 |
| El Dorado County | $664,000 | $806,500 |
| Fresno County | $408,000 | $806,500 |
| Glenn County | $313,000 | $806,500 |
| Humboldt County | $400,000 | $806,500 |
| Imperial County | $315,000 | $806,500 |
| Inyo County | $450,000 | $806,500 |
| Kern County | $351,000 | $806,500 |
| Kings County | $361,000 | $806,500 |
| Lake County | $259,000 | $806,500 |
| Lassen County | $190,000 | $806,500 |
| Madera County | $421,000 | $806,500 |
| Mariposa County | $323,000 | $806,500 |
| Mendocino County | $475,000 | $806,500 |
| Merced County | $410,000 | $806,500 |
| Modoc County | $152,000 | $806,500 |
| Mono County | $675,000 | $806,500 |
| Monterey County | $844,000 | $970,600 |
| Napa County | $885,000 | $1,017,750 |
| Nevada County | $560,000 | $806,500 |
| Placer County | $664,000 | $806,500 |
| Plumas County | $300,000 | $806,500 |
| Riverside County | $585,000 | $806,500 |
| Sacramento County | $664,000 | $806,500 |
| San Bernardino County | $585,000 | $806,500 |
| San Diego County | $937,000 | $1,077,550 |
| San Joaquin County | $590,000 | $806,500 |
| San Luis Obispo County | $841,000 | $967,150 |
| Santa Barbara County | $794,000 | $913,100 |
| Santa Cruz County | $1,025,000 | $1,178,750 |
| Shasta County | $350,000 | $806,500 |
| Sierra County | $275,000 | $806,500 |
| Siskiyou County | $235,000 | $806,500 |
| Solano County | $596,000 | $806,500 |
| Sonoma County | $780,000 | $897,000 |
| Stanislaus County | $466,000 | $806,500 |
| Sutter County | $435,000 | $806,500 |
| Tehama County | $285,000 | $806,500 |
| Trinity County | $240,000 | $806,500 |
| Tulare County | $359,000 | $806,500 |
| Tuolumne County | $369,000 | $806,500 |
| Ventura County | $885,000 | $1,017,750 |
| Yolo County | $664,000 | $806,500 |
| Yuba County | $435,000 | $806,500 |
More on California
- Fair Market Rents to view 40th percentile FMRs in California
- Property Taxes to find Property Taxes in California
- Income Limits to learn more about income assistance in California
- Housing Authorites to find Housing Authorities in California
Citation
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Data Source
FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).
Last updated on January 5, 2025