2023 Loan limits in California by county. Click on the map below to view loan limits for a particular county.
California Map
California has 58 counties, with conforming loan limits for a single-family home ranging from $726,200 in Alpine County to $1,089,300 in Alameda County.
California has 37 counties with standard or low-cost loan limits equal to the national baseline; 10 counties with high-cost loan limits equal to the national ceiling; and 11 counties with mid-range loan limits that are between the baseline and ceiling.
View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.
Counties in California (58)
County | Median Home Price | Conforming Loan Limit for Single-Family Home |
---|---|---|
Alameda County | $1,735,000 | $1,089,300 |
Contra Costa County | $1,735,000 | $1,089,300 |
Los Angeles County | $1,120,000 | $1,089,300 |
Marin County | $1,735,000 | $1,089,300 |
Orange County | $1,120,000 | $1,089,300 |
San Benito County | $1,623,000 | $1,089,300 |
San Francisco County | $1,735,000 | $1,089,300 |
San Mateo County | $1,735,000 | $1,089,300 |
Santa Clara County | $1,623,000 | $1,089,300 |
Santa Cruz County | $1,050,000 | $1,089,300 |
County | Median Home Price | Conforming Loan Limit for Single-Family Home |
---|---|---|
El Dorado County | $664,000 | $763,600 |
Monterey County | $796,000 | $915,400 |
Napa County | $885,000 | $1,017,750 |
Placer County | $664,000 | $763,600 |
Sacramento County | $664,000 | $763,600 |
San Diego County | $850,000 | $977,500 |
San Luis Obispo County | $793,000 | $911,950 |
Santa Barbara County | $700,000 | $805,000 |
Sonoma County | $749,000 | $861,350 |
Ventura County | $825,000 | $948,750 |
Yolo County | $664,000 | $763,600 |
County | Median Home Price | Conforming Loan Limit for Single-Family Home |
---|---|---|
Alpine County | $433,000 | $726,200 |
Amador County | $395,000 | $726,200 |
Butte County | $310,000 | $726,200 |
Calaveras County | $399,000 | $726,200 |
Colusa County | $357,000 | $726,200 |
Del Norte County | $271,000 | $726,200 |
Fresno County | $392,000 | $726,200 |
Glenn County | $309,000 | $726,200 |
Humboldt County | $400,000 | $726,200 |
Imperial County | $288,000 | $726,200 |
Inyo County | $442,000 | $726,200 |
Kern County | $320,000 | $726,200 |
Kings County | $321,000 | $726,200 |
Lake County | $259,000 | $726,200 |
Lassen County | $190,000 | $726,200 |
Madera County | $400,000 | $726,200 |
Mariposa County | $320,000 | $726,200 |
Mendocino County | $475,000 | $726,200 |
Merced County | $405,000 | $726,200 |
Modoc County | $151,000 | $726,200 |
Mono County | $603,000 | $726,200 |
Nevada County | $560,000 | $726,200 |
Plumas County | $300,000 | $726,200 |
Riverside County | $560,000 | $726,200 |
San Bernardino County | $560,000 | $726,200 |
San Joaquin County | $571,000 | $726,200 |
Shasta County | $345,000 | $726,200 |
Sierra County | $265,000 | $726,200 |
Siskiyou County | $235,000 | $726,200 |
Solano County | $596,000 | $726,200 |
Stanislaus County | $450,000 | $726,200 |
Sutter County | $425,000 | $726,200 |
Tehama County | $285,000 | $726,200 |
Trinity County | $240,000 | $726,200 |
Tulare County | $328,000 | $726,200 |
Tuolumne County | $369,000 | $726,200 |
Yuba County | $425,000 | $726,200 |
More on California
Want to learn more about California? See Fair Market Rents in California to view 40th percentile FMRs or click here to find a Public Housing Authority in California who can help with finding affordable housing near you.
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Data Source

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).
Last updated on January 2, 2023