Tags: 2022 Low-Cost REDDING, CA
This page contains the Conforming, FHA, VA, and HECM Loan Limits for each housing type in Shasta County.
Loan Limit Tables Shasta County, CA
Loan Limits are the maximum amount of money allowed to be lent for a particular kind of loan. Different types of loans have different limits. Below are the 2022 loan limits for Shasta County, CA.
Conforming Loan Limits
FHA Loan Limits
Loan Limit Breakdown
Median Home Price
The Federal Housing Finance Agency (FHFA) conducts an annual survey to determine the median home prices in each county or metro area in the US. Median home price is then used to determine the loan limits in Shasta County.
The last survey of home prices in Shasta County was conducted in 2021 and found the median home price was $312,000.
Loan Limits Summary
Based on the median home price, Shasta County was determined to be a "low-cost" area. Accordingly, 2022 loan limits in Shasta County are set equal to the national baseline limit.
The 2022 conforming loan limit for a single-family home in Shasta County, CA is $647,200. The FHA loan limit for a single-family home is $420,680.
The tables above provide a complete breakdown of 2022 loan limits in Shasta County, CA for FHA Loans, Conforming Loans, VA Loans, and HECM Reverse Mortgages.
Loan Limits on this page apply to the following cities in Shasta County, California: Redding, Anderson, Cottonwood, Shasta Lake, Palo Cedro, Shingletown, Burney, Bella Vista, Fall River Mills, Millville, Lakehead, Shasta, Igo, Oak Run, Whitmore, Old Station, Whiskeytown, Big Bend, Round Mountain, and Platina.
These loan limits also apply to the following ZIP codes in Shasta County, California: 96003, 96001, 96002, 96007, 96022, 96019, 96073, 96088, 96013, 96049, 96099, 96008, 96028, 96062, 96051, 96087, 96047, 96069, 96096, and 96089.
Shasta County, CA is considered part of the following metro area: REDDING, CA.
More on Shasta County, CA
Want to learn more about Shasta County, CA? See Fair Market Rents in Shasta County, CA to view 40th percentile FMRs and SAFMRs by ZIP code or click here to find a Public Housing Authority near Shasta County, CA who can help with finding affordable housing near you.
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