2023 Loan limits in Virginia by county. Click on the map below to view loan limits for a particular county.
Virginia Map
Minimum Loan Limit
Maximum Loan Limit
Virginia has 133 counties, with conforming loan limits for a single-family home ranging from $726,200 in Accomack County to $1,089,300 in Arlington County.
Virginia has 115 counties with standard or low-cost loan limits equal to the national baseline; 18 counties with high-cost loan limits equal to the national ceiling; and 0 counties with mid-range loan limits that are between the baseline and ceiling.
View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.
Counties in Virginia (133)
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Arlington County | $1,053,000 | $1,089,300 |
| Clarke County | $1,053,000 | $1,089,300 |
| Culpeper County | $1,053,000 | $1,089,300 |
| Fairfax County | $1,053,000 | $1,089,300 |
| Fauquier County | $1,053,000 | $1,089,300 |
| Loudoun County | $1,053,000 | $1,089,300 |
| Madison County | $1,053,000 | $1,089,300 |
| Prince William County | $1,053,000 | $1,089,300 |
| Rappahannock County | $1,053,000 | $1,089,300 |
| Spotsylvania County | $1,053,000 | $1,089,300 |
| Stafford County | $1,053,000 | $1,089,300 |
| Warren County | $1,053,000 | $1,089,300 |
| Alexandria city | $1,053,000 | $1,089,300 |
| Fairfax city | $1,053,000 | $1,089,300 |
| Falls Church city | $1,053,000 | $1,089,300 |
| Fredericksburg city | $1,053,000 | $1,089,300 |
| Manassas city | $1,053,000 | $1,089,300 |
| Manassas Park city | $1,053,000 | $1,089,300 |
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Accomack County | $169,000 | $726,200 |
| Albemarle County | $441,000 | $726,200 |
| Alleghany County | $163,000 | $726,200 |
| Amelia County | $475,000 | $726,200 |
| Amherst County | $279,000 | $726,200 |
| Appomattox County | $279,000 | $726,200 |
| Augusta County | $290,000 | $726,200 |
| Bath County | $136,000 | $726,200 |
| Bedford County | $279,000 | $726,200 |
| Bland County | $146,000 | $726,200 |
| Botetourt County | $278,000 | $726,200 |
| Brunswick County | $197,000 | $726,200 |
| Buchanan County | $109,000 | $726,200 |
| Buckingham County | $155,000 | $726,200 |
| Campbell County | $279,000 | $726,200 |
| Caroline County | $466,000 | $726,200 |
| Carroll County | $165,000 | $726,200 |
| Charles City County | $475,000 | $726,200 |
| Charlotte County | $124,000 | $726,200 |
| Chesterfield County | $475,000 | $726,200 |
| Craig County | $278,000 | $726,200 |
| Cumberland County | $466,000 | $726,200 |
| Dickenson County | $90,000 | $726,200 |
| Dinwiddie County | $475,000 | $726,200 |
| Essex County | $215,000 | $726,200 |
| Floyd County | $195,000 | $726,200 |
| Fluvanna County | $441,000 | $726,200 |
| Franklin County | $278,000 | $726,200 |
| Frederick County | $350,000 | $726,200 |
| Giles County | $280,000 | $726,200 |
| Gloucester County | $441,000 | $726,200 |
| Goochland County | $475,000 | $726,200 |
| Grayson County | $130,000 | $726,200 |
| Greene County | $441,000 | $726,200 |
| Greensville County | $139,000 | $726,200 |
| Halifax County | $127,000 | $726,200 |
| Hanover County | $475,000 | $726,200 |
| Henrico County | $475,000 | $726,200 |
| Henry County | $134,000 | $726,200 |
| Highland County | $203,000 | $726,200 |
| Isle of Wight County | $441,000 | $726,200 |
| James City County | $441,000 | $726,200 |
| King and Queen County | $475,000 | $726,200 |
| King George County | $395,000 | $726,200 |
| King William County | $475,000 | $726,200 |
| Lancaster County | $385,000 | $726,200 |
| Lee County | $88,000 | $726,200 |
| Louisa County | $466,000 | $726,200 |
| Lunenburg County | $114,000 | $726,200 |
| Mathews County | $441,000 | $726,200 |
| Mecklenburg County | $159,000 | $726,200 |
| Middlesex County | $325,000 | $726,200 |
| Montgomery County | $280,000 | $726,200 |
| Nelson County | $441,000 | $726,200 |
| New Kent County | $475,000 | $726,200 |
| Northampton County | $240,000 | $726,200 |
| Northumberland County | $292,000 | $726,200 |
| Nottoway County | $174,000 | $726,200 |
| Orange County | $320,000 | $726,200 |
| Page County | $220,000 | $726,200 |
| Patrick County | $150,000 | $726,200 |
| Pittsylvania County | $162,000 | $726,200 |
| Powhatan County | $475,000 | $726,200 |
| Prince Edward County | $177,000 | $726,200 |
| Prince George County | $475,000 | $726,200 |
| Pulaski County | $280,000 | $726,200 |
| Richmond County | $211,000 | $726,200 |
| Roanoke County | $278,000 | $726,200 |
| Rockbridge County | $280,000 | $726,200 |
| Rockingham County | $295,000 | $726,200 |
| Russell County | $119,000 | $726,200 |
| Scott County | $208,000 | $726,200 |
| Shenandoah County | $240,000 | $726,200 |
| Smyth County | $123,000 | $726,200 |
| Southampton County | $441,000 | $726,200 |
| Surry County | $234,000 | $726,200 |
| Sussex County | $475,000 | $726,200 |
| Tazewell County | $146,000 | $726,200 |
| Washington County | $208,000 | $726,200 |
| Westmoreland County | $240,000 | $726,200 |
| Wise County | $127,000 | $726,200 |
| Wythe County | $175,000 | $726,200 |
| York County | $441,000 | $726,200 |
| Bristol city | $208,000 | $726,200 |
| Buena Vista city | $134,000 | $726,200 |
| Charlottesville city | $441,000 | $726,200 |
| Chesapeake city | $441,000 | $726,200 |
| Colonial Heights city | $475,000 | $726,200 |
| Covington city | $88,000 | $726,200 |
| Danville city | $162,000 | $726,200 |
| Emporia city | $211,000 | $726,200 |
| Franklin city | $441,000 | $726,200 |
| Galax city | $161,000 | $726,200 |
| Hampton city | $441,000 | $726,200 |
| Harrisonburg city | $295,000 | $726,200 |
| Hopewell city | $475,000 | $726,200 |
| Lexington city | $325,000 | $726,200 |
| Lynchburg city | $279,000 | $726,200 |
| Martinsville city | $134,000 | $726,200 |
| Newport News city | $441,000 | $726,200 |
| Norfolk city | $441,000 | $726,200 |
| Norton city | $127,000 | $726,200 |
| Petersburg city | $475,000 | $726,200 |
| Poquoson city | $441,000 | $726,200 |
| Portsmouth city | $441,000 | $726,200 |
| Radford city | $280,000 | $726,200 |
| Richmond city | $475,000 | $726,200 |
| Roanoke city | $278,000 | $726,200 |
| Salem city | $278,000 | $726,200 |
| Staunton city | $290,000 | $726,200 |
| Suffolk city | $441,000 | $726,200 |
| Virginia Beach city | $441,000 | $726,200 |
| Waynesboro city | $290,000 | $726,200 |
| Williamsburg city | $441,000 | $726,200 |
| Winchester city | $350,000 | $726,200 |
More on Virginia
Want to learn more about Virginia? See Fair Market Rents in Virginia to view 40th percentile FMRs or click here to find a Public Housing Authority in Virginia who can help with finding affordable housing near you.
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Data Source
FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).
Last updated on January 2, 2023