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Tennessee Loan Limits

2023 Loan Limits

2023 Loan limits in Tennessee by county. Click on the map below to view loan limits for a particular county.

Tennessee Map

Minimum Loan Limit
Maximum Loan Limit

Tennessee has 95 counties, with conforming loan limits for a single-family home ranging from $726,200 in Anderson County to $890,100 in Cannon County.

Tennessee has 82 counties with standard or low-cost loan limits equal to the national baseline; 0 counties with high-cost loan limits equal to the national ceiling; and 13 counties with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Tennessee (95)

Mid-Range Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Cannon County $774,000 $890,100
Cheatham County $774,000 $890,100
Davidson County $774,000 $890,100
Dickson County $774,000 $890,100
Macon County $774,000 $890,100
Maury County $774,000 $890,100
Robertson County $774,000 $890,100
Rutherford County $774,000 $890,100
Smith County $774,000 $890,100
Sumner County $774,000 $890,100
Trousdale County $774,000 $890,100
Williamson County $774,000 $890,100
Wilson County $774,000 $890,100
Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Anderson County $295,000 $726,200
Bedford County $234,000 $726,200
Benton County $76,000 $726,200
Bledsoe County $100,000 $726,200
Blount County $295,000 $726,200
Bradley County $225,000 $726,200
Campbell County $295,000 $726,200
Carroll County $75,000 $726,200
Carter County $225,000 $726,200
Chester County $187,000 $726,200
Claiborne County $120,000 $726,200
Clay County $69,000 $726,200
Cocke County $89,000 $726,200
Coffee County $215,000 $726,200
Crockett County $187,000 $726,200
Cumberland County $142,000 $726,200
Decatur County $75,000 $726,200
DeKalb County $150,000 $726,200
Dyer County $115,000 $726,200
Fayette County $303,000 $726,200
Fentress County $91,000 $726,200
Franklin County $215,000 $726,200
Gibson County $187,000 $726,200
Giles County $156,000 $726,200
Grainger County $200,000 $726,200
Greene County $130,000 $726,200
Grundy County $90,000 $726,200
Hamblen County $200,000 $726,200
Hamilton County $300,000 $726,200
Hancock County $70,000 $726,200
Hardeman County $85,000 $726,200
Hardin County $93,000 $726,200
Hawkins County $208,000 $726,200
Haywood County $83,000 $726,200
Henderson County $118,000 $726,200
Henry County $110,000 $726,200
Hickman County $465,000 $726,200
Houston County $123,000 $726,200
Humphreys County $120,000 $726,200
Jackson County $245,000 $726,200
Jefferson County $200,000 $726,200
Johnson County $110,000 $726,200
Knox County $295,000 $726,200
Lake County $73,000 $726,200
Lauderdale County $95,000 $726,200
Lawrence County $150,000 $726,200
Lewis County $123,000 $726,200
Lincoln County $140,000 $726,200
Loudon County $295,000 $726,200
McMinn County $160,000 $726,200
McNairy County $90,000 $726,200
Madison County $187,000 $726,200
Marion County $300,000 $726,200
Marshall County $248,000 $726,200
Meigs County $123,000 $726,200
Monroe County $120,000 $726,200
Montgomery County $280,000 $726,200
Moore County $215,000 $726,200
Morgan County $295,000 $726,200
Obion County $91,000 $726,200
Overton County $245,000 $726,200
Perry County $70,000 $726,200
Pickett County $125,000 $726,200
Polk County $225,000 $726,200
Putnam County $245,000 $726,200
Rhea County $157,000 $726,200
Roane County $295,000 $726,200
Scott County $97,000 $726,200
Sequatchie County $300,000 $726,200
Sevier County $332,000 $726,200
Shelby County $303,000 $726,200
Stewart County $280,000 $726,200
Sullivan County $208,000 $726,200
Tipton County $303,000 $726,200
Unicoi County $225,000 $726,200
Union County $295,000 $726,200
Van Buren County $61,000 $726,200
Warren County $165,000 $726,200
Washington County $225,000 $726,200
Wayne County $75,000 $726,200
Weakley County $95,000 $726,200
White County $166,000 $726,200

More on Tennessee

Want to learn more about Tennessee? See Fair Market Rents in Tennessee to view 40th percentile FMRs or click here to find a Public Housing Authority in Tennessee who can help with finding affordable housing near you.

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2023


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