2025 Loan limits in Puerto Rico by county. Click on the map below to view loan limits for a particular county.
Puerto Rico Bar Graph
Loan Limits are the same across all of Puerto Rico. The conforming loan limits for a single-family home anywhere in Puerto Rico is $806,500.
Loan limits in Puerto Rico are based on the median home price in each county of Puerto Rico. Based on home prices across the state, all areas in Puerto Rico have loan limits that fall between the national baseline and the ceiling.
View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.
Counties in Puerto Rico (78)
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Adjuntas Municipio | $161,000 | $806,500 |
| Aguada Municipio | $380,000 | $806,500 |
| Aguadilla Municipio | $380,000 | $806,500 |
| Aguas Buenas Municipio | $600,000 | $806,500 |
| Aibonito Municipio | $600,000 | $806,500 |
| Anasco Municipio | $380,000 | $806,500 |
| Arecibo Municipio | $179,000 | $806,500 |
| Arroyo Municipio | $147,000 | $806,500 |
| Barceloneta Municipio | $600,000 | $806,500 |
| Barranquitas Municipio | $600,000 | $806,500 |
| Bayamon Municipio | $600,000 | $806,500 |
| Cabo Rojo Municipio | $203,000 | $806,500 |
| Caguas Municipio | $600,000 | $806,500 |
| Camuy Municipio | $179,000 | $806,500 |
| Canovanas Municipio | $600,000 | $806,500 |
| Carolina Municipio | $600,000 | $806,500 |
| Catano Municipio | $600,000 | $806,500 |
| Cayey Municipio | $600,000 | $806,500 |
| Ceiba Municipio | $600,000 | $806,500 |
| Ciales Municipio | $600,000 | $806,500 |
| Cidra Municipio | $600,000 | $806,500 |
| Coamo Municipio | $150,000 | $806,500 |
| Comerio Municipio | $600,000 | $806,500 |
| Corozal Municipio | $600,000 | $806,500 |
| Culebra Municipio | $463,000 | $806,500 |
| Dorado Municipio | $600,000 | $806,500 |
| Fajardo Municipio | $600,000 | $806,500 |
| Florida Municipio | $600,000 | $806,500 |
| Guanica Municipio | $147,000 | $806,500 |
| Guayama Municipio | $147,000 | $806,500 |
| Guayanilla Municipio | $147,000 | $806,500 |
| Guaynabo Municipio | $600,000 | $806,500 |
| Gurabo Municipio | $600,000 | $806,500 |
| Hatillo Municipio | $179,000 | $806,500 |
| Hormigueros Municipio | $170,000 | $806,500 |
| Humacao Municipio | $600,000 | $806,500 |
| Isabela Municipio | $380,000 | $806,500 |
| Jayuya Municipio | $156,000 | $806,500 |
| Juana Diaz Municipio | $161,000 | $806,500 |
| Juncos Municipio | $600,000 | $806,500 |
| Lajas Municipio | $203,000 | $806,500 |
| Lares Municipio | $380,000 | $806,500 |
| Las Marias Municipio | $170,000 | $806,500 |
| Las Piedras Municipio | $600,000 | $806,500 |
| Loiza Municipio | $600,000 | $806,500 |
| Luquillo Municipio | $600,000 | $806,500 |
| Manati Municipio | $600,000 | $806,500 |
| Maricao Municipio | $156,000 | $806,500 |
| Maunabo Municipio | $600,000 | $806,500 |
| Mayaguez Municipio | $170,000 | $806,500 |
| Moca Municipio | $380,000 | $806,500 |
| Morovis Municipio | $600,000 | $806,500 |
| Naguabo Municipio | $600,000 | $806,500 |
| Naranjito Municipio | $600,000 | $806,500 |
| Orocovis Municipio | $600,000 | $806,500 |
| Patillas Municipio | $147,000 | $806,500 |
| Penuelas Municipio | $147,000 | $806,500 |
| Ponce Municipio | $161,000 | $806,500 |
| Quebradillas Municipio | $179,000 | $806,500 |
| Rincon Municipio | $380,000 | $806,500 |
| Rio Grande Municipio | $600,000 | $806,500 |
| Sabana Grande Municipio | $203,000 | $806,500 |
| Salinas Municipio | $134,000 | $806,500 |
| San German Municipio | $203,000 | $806,500 |
| San Juan Municipio | $600,000 | $806,500 |
| San Lorenzo Municipio | $600,000 | $806,500 |
| San Sebastian Municipio | $380,000 | $806,500 |
| Santa Isabel Municipio | $156,000 | $806,500 |
| Toa Alta Municipio | $600,000 | $806,500 |
| Toa Baja Municipio | $600,000 | $806,500 |
| Trujillo Alto Municipio | $600,000 | $806,500 |
| Utuado Municipio | $380,000 | $806,500 |
| Vega Alta Municipio | $600,000 | $806,500 |
| Vega Baja Municipio | $600,000 | $806,500 |
| Vieques Municipio | $173,000 | $806,500 |
| Villalba Municipio | $161,000 | $806,500 |
| Yabucoa Municipio | $600,000 | $806,500 |
| Yauco Municipio | $147,000 | $806,500 |
More on Puerto Rico
- Fair Market Rents to view 40th percentile FMRs in Puerto Rico
- Property Taxes to find Property Taxes in Puerto Rico
- Income Limits to learn more about income assistance in Puerto Rico
- Housing Authorites to find Housing Authorities in Puerto Rico
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Data Source
FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).
Last updated on January 5, 2025