North Dakota Loan Limits

2022 Loan Limits

2022 Loan limits in North Dakota by county. Click on the map below to view loan limits for a particular county.

North Dakota Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of North Dakota. The conforming loan limits for a single-family home anywhere in North Dakota is $647,200.

Loan limits in North Dakota are based on the median home price in each county of North Dakota. Based on home prices across the state, all areas in North Dakota have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in North Dakota (53)

Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Adams County $208,000 $647,200
Barnes County $150,000 $647,200
Benson County $100,000 $647,200
Billings County $350,000 $647,200
Bottineau County $159,000 $647,200
Bowman County $196,000 $647,200
Burke County $112,000 $647,200
Burleigh County $285,000 $647,200
Cass County $257,000 $647,200
Cavalier County $112,000 $647,200
Dickey County $103,000 $647,200
Divide County $172,000 $647,200
Dunn County $210,000 $647,200
Eddy County $91,000 $647,200
Emmons County $143,000 $647,200
Foster County $144,000 $647,200
Golden Valley County $175,000 $647,200
Grand Forks County $235,000 $647,200
Grant County $95,000 $647,200
Griggs County $93,000 $647,200
Hettinger County $160,000 $647,200
Kidder County $169,000 $647,200
LaMoure County $75,000 $647,200
Logan County $81,000 $647,200
McHenry County $231,000 $647,200
McIntosh County $248,000 $647,200
McKenzie County $268,000 $647,200
McLean County $181,000 $647,200
Mercer County $197,000 $647,200
Morton County $285,000 $647,200
Mountrail County $199,000 $647,200
Nelson County $106,000 $647,200
Oliver County $285,000 $647,200
Pembina County $89,000 $647,200
Pierce County $142,000 $647,200
Ramsey County $170,000 $647,200
Ransom County $130,000 $647,200
Renville County $231,000 $647,200
Richland County $163,000 $647,200
Rolette County $140,000 $647,200
Sargent County $126,000 $647,200
Sheridan County $86,000 $647,200
Sioux County $228,000 $647,200
Slope County $167,000 $647,200
Stark County $350,000 $647,200
Steele County $180,000 $647,200
Stutsman County $173,000 $647,200
Towner County $102,000 $647,200
Traill County $140,000 $647,200
Walsh County $110,000 $647,200
Ward County $231,000 $647,200
Wells County $102,000 $647,200
Williams County $287,000 $647,200

More on North Dakota

Want to learn more about North Dakota? See Fair Market Rents in North Dakota to view 40th percentile FMRs or click here to find a Public Housing Authority in North Dakota who can help with finding affordable housing near you.

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2022