North Dakota Loan Limits

2025 Loan Limits

2025 Loan limits in North Dakota by county. Click on the map below to view loan limits for a particular county.

North Dakota Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of North Dakota. The conforming loan limits for a single-family home anywhere in North Dakota is $806,500.

Loan limits in North Dakota are based on the median home price in each county of North Dakota. Based on home prices across the state, all areas in North Dakota have loan limits that fall between the national baseline and the ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in North Dakota (53)

Mid-Range Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Adams County $208,000 $806,500
Barnes County $165,000 $806,500
Benson County $107,000 $806,500
Billings County $442,000 $806,500
Bottineau County $159,000 $806,500
Bowman County $196,000 $806,500
Burke County $112,000 $806,500
Burleigh County $320,000 $806,500
Cass County $295,000 $806,500
Cavalier County $145,000 $806,500
Dickey County $130,000 $806,500
Divide County $172,000 $806,500
Dunn County $223,000 $806,500
Eddy County $91,000 $806,500
Emmons County $143,000 $806,500
Foster County $160,000 $806,500
Golden Valley County $175,000 $806,500
Grand Forks County $263,000 $806,500
Grant County $95,000 $806,500
Griggs County $93,000 $806,500
Hettinger County $160,000 $806,500
Kidder County $169,000 $806,500
LaMoure County $82,000 $806,500
Logan County $81,000 $806,500
McHenry County $256,000 $806,500
McIntosh County $248,000 $806,500
McKenzie County $310,000 $806,500
McLean County $181,000 $806,500
Mercer County $197,000 $806,500
Morton County $320,000 $806,500
Mountrail County $199,000 $806,500
Nelson County $106,000 $806,500
Oliver County $320,000 $806,500
Pembina County $97,000 $806,500
Pierce County $142,000 $806,500
Ramsey County $188,000 $806,500
Ransom County $150,000 $806,500
Renville County $256,000 $806,500
Richland County $185,000 $806,500
Rolette County $140,000 $806,500
Sargent County $126,000 $806,500
Sheridan County $86,000 $806,500
Sioux County $228,000 $806,500
Slope County $167,000 $806,500
Stark County $442,000 $806,500
Steele County $180,000 $806,500
Stutsman County $178,000 $806,500
Towner County $102,000 $806,500
Traill County $188,000 $806,500
Walsh County $130,000 $806,500
Ward County $256,000 $806,500
Wells County $102,000 $806,500
Williams County $305,000 $806,500

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FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 5, 2025