Missouri Loan Limits

2025 Loan Limits

2025 Loan limits in Missouri by county. Click on the map below to view loan limits for a particular county.

Missouri Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Missouri. The conforming loan limits for a single-family home anywhere in Missouri is $806,500.

Loan limits in Missouri are based on the median home price in each county of Missouri. Based on home prices across the state, all areas in Missouri have loan limits that fall between the national baseline and the ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Missouri (115)

Mid-Range Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Adair County $187,000 $806,500
Andrew County $246,000 $806,500
Atchison County $135,000 $806,500
Audrain County $144,000 $806,500
Barry County $188,000 $806,500
Barton County $135,000 $806,500
Bates County $438,000 $806,500
Benton County $218,000 $806,500
Bollinger County $218,000 $806,500
Boone County $300,000 $806,500
Buchanan County $246,000 $806,500
Butler County $158,000 $806,500
Caldwell County $438,000 $806,500
Callaway County $264,000 $806,500
Camden County $355,000 $806,500
Cape Girardeau County $218,000 $806,500
Carroll County $149,000 $806,500
Carter County $174,000 $806,500
Cass County $438,000 $806,500
Cedar County $160,000 $806,500
Chariton County $157,000 $806,500
Christian County $300,000 $806,500
Clark County $125,000 $806,500
Clay County $438,000 $806,500
Clinton County $438,000 $806,500
Cole County $264,000 $806,500
Cooper County $300,000 $806,500
Crawford County $174,000 $806,500
Dade County $193,000 $806,500
Dallas County $300,000 $806,500
Daviess County $225,000 $806,500
DeKalb County $246,000 $806,500
Dent County $173,000 $806,500
Douglas County $178,000 $806,500
Dunklin County $131,000 $806,500
Franklin County $362,000 $806,500
Gasconade County $175,000 $806,500
Gentry County $160,000 $806,500
Greene County $300,000 $806,500
Grundy County $157,000 $806,500
Harrison County $266,000 $806,500
Henry County $216,000 $806,500
Hickory County $153,000 $806,500
Holt County $163,000 $806,500
Howard County $300,000 $806,500
Howell County $182,000 $806,500
Iron County $166,000 $806,500
Jackson County $438,000 $806,500
Jasper County $202,000 $806,500
Jefferson County $362,000 $806,500
Johnson County $259,000 $806,500
Knox County $125,000 $806,500
Laclede County $197,000 $806,500
Lafayette County $438,000 $806,500
Lawrence County $199,000 $806,500
Lewis County $154,000 $806,500
Lincoln County $362,000 $806,500
Linn County $110,000 $806,500
Livingston County $152,000 $806,500
McDonald County $195,000 $806,500
Macon County $157,000 $806,500
Madison County $145,000 $806,500
Maries County $190,000 $806,500
Marion County $203,000 $806,500
Mercer County $138,000 $806,500
Miller County $223,000 $806,500
Mississippi County $113,000 $806,500
Moniteau County $264,000 $806,500
Monroe County $158,000 $806,500
Montgomery County $228,000 $806,500
Morgan County $238,000 $806,500
New Madrid County $133,000 $806,500
Newton County $202,000 $806,500
Nodaway County $221,000 $806,500
Oregon County $253,000 $806,500
Osage County $264,000 $806,500
Ozark County $169,000 $806,500
Pemiscot County $116,000 $806,500
Perry County $197,000 $806,500
Pettis County $192,000 $806,500
Phelps County $208,000 $806,500
Pike County $165,000 $806,500
Platte County $438,000 $806,500
Polk County $300,000 $806,500
Pulaski County $227,000 $806,500
Putnam County $141,000 $806,500
Ralls County $203,000 $806,500
Randolph County $201,000 $806,500
Ray County $438,000 $806,500
Reynolds County $157,000 $806,500
Ripley County $158,000 $806,500
St. Charles County $362,000 $806,500
St. Clair County $150,000 $806,500
Ste. Genevieve County $193,000 $806,500
St. Francois County $194,000 $806,500
St. Louis County $362,000 $806,500
Saline County $157,000 $806,500
Schuyler County $187,000 $806,500
Scotland County $192,000 $806,500
Scott County $163,000 $806,500
Shannon County $190,000 $806,500
Shelby County $123,000 $806,500
Stoddard County $147,000 $806,500
Stone County $265,000 $806,500
Sullivan County $147,000 $806,500
Taney County $229,000 $806,500
Texas County $170,000 $806,500
Vernon County $180,000 $806,500
Warren County $362,000 $806,500
Washington County $158,000 $806,500
Wayne County $125,000 $806,500
Webster County $300,000 $806,500
Worth County $124,000 $806,500
Wright County $165,000 $806,500
St. Louis city $362,000 $806,500

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FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 5, 2025