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Maryland Loan Limits

2023 Loan Limits

2023 Loan limits in Maryland by county. Click on the map below to view loan limits for a particular county.

Maryland Map

Minimum Loan Limit
Maximum Loan Limit

Maryland has 24 counties, with conforming loan limits for a single-family home ranging from $726,200 in Allegany County to $1,089,300 in Calvert County.

Maryland has 19 counties with standard or low-cost loan limits equal to the national baseline; 5 counties with high-cost loan limits equal to the national ceiling; and 0 counties with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Maryland (24)

High-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Calvert County $1,053,000 $1,089,300
Charles County $1,053,000 $1,089,300
Frederick County $1,053,000 $1,089,300
Montgomery County $1,053,000 $1,089,300
Prince George's County $1,053,000 $1,089,300
Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Allegany County $151,000 $726,200
Anne Arundel County $550,000 $726,200
Baltimore County $550,000 $726,200
Caroline County $231,000 $726,200
Carroll County $550,000 $726,200
Cecil County $460,000 $726,200
Dorchester County $215,000 $726,200
Garrett County $205,000 $726,200
Harford County $550,000 $726,200
Howard County $550,000 $726,200
Kent County $255,000 $726,200
Queen Anne's County $550,000 $726,200
St. Mary's County $350,000 $726,200
Somerset County $383,000 $726,200
Talbot County $375,000 $726,200
Washington County $258,000 $726,200
Wicomico County $383,000 $726,200
Worcester County $383,000 $726,200
Baltimore city $550,000 $726,200

More on Maryland

Want to learn more about Maryland? See Fair Market Rents in Maryland to view 40th percentile FMRs or click here to find a Public Housing Authority in Maryland who can help with finding affordable housing near you.

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2023


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