2023 Loan limits in Maryland by county. Click on the map below to view loan limits for a particular county.
Maryland Map
Maryland has 24 counties, with conforming loan limits for a single-family home ranging from $726,200 in Allegany County to $1,089,300 in Calvert County.
Maryland has 19 counties with standard or low-cost loan limits equal to the national baseline; 5 counties with high-cost loan limits equal to the national ceiling; and 0 counties with mid-range loan limits that are between the baseline and ceiling.
View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.
Counties in Maryland (24)
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Calvert County | $1,053,000 | $1,089,300 |
| Charles County | $1,053,000 | $1,089,300 |
| Frederick County | $1,053,000 | $1,089,300 |
| Montgomery County | $1,053,000 | $1,089,300 |
| Prince George's County | $1,053,000 | $1,089,300 |
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Allegany County | $151,000 | $726,200 |
| Anne Arundel County | $550,000 | $726,200 |
| Baltimore County | $550,000 | $726,200 |
| Caroline County | $231,000 | $726,200 |
| Carroll County | $550,000 | $726,200 |
| Cecil County | $460,000 | $726,200 |
| Dorchester County | $215,000 | $726,200 |
| Garrett County | $205,000 | $726,200 |
| Harford County | $550,000 | $726,200 |
| Howard County | $550,000 | $726,200 |
| Kent County | $255,000 | $726,200 |
| Queen Anne's County | $550,000 | $726,200 |
| St. Mary's County | $350,000 | $726,200 |
| Somerset County | $383,000 | $726,200 |
| Talbot County | $375,000 | $726,200 |
| Washington County | $258,000 | $726,200 |
| Wicomico County | $383,000 | $726,200 |
| Worcester County | $383,000 | $726,200 |
| Baltimore city | $550,000 | $726,200 |
More on Maryland
Want to learn more about Maryland? See Fair Market Rents in Maryland to view 40th percentile FMRs or click here to find a Public Housing Authority in Maryland who can help with finding affordable housing near you.
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Data Source
FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).
Last updated on January 2, 2023