Maine Loan Limits

2022 Loan Limits

2022 Loan limits in Maine by county. Click on the map below to view loan limits for a particular county.

Maine Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Maine. The conforming loan limits for a single-family home anywhere in Maine is $647,200.

Loan limits in Maine are based on the median home price in each county of Maine. Based on home prices across the state, all areas in Maine have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Maine (16)

Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Androscoggin County $234,000 $647,200
Aroostook County $130,000 $647,200
Cumberland County $403,000 $647,200
Franklin County $194,000 $647,200
Hancock County $250,000 $647,200
Kennebec County $225,000 $647,200
Knox County $262,000 $647,200
Lincoln County $283,000 $647,200
Oxford County $222,000 $647,200
Penobscot County $204,000 $647,200
Piscataquis County $139,000 $647,200
Sagadahoc County $403,000 $647,200
Somerset County $162,000 $647,200
Waldo County $240,000 $647,200
Washington County $157,000 $647,200
York County $403,000 $647,200

More on Maine

Want to learn more about Maine? See Fair Market Rents in Maine to view 40th percentile FMRs or click here to find a Public Housing Authority in Maine who can help with finding affordable housing near you.

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2022