Maine Loan Limits

2024 Loan Limits

2024 Loan limits in Maine by county. Click on the map below to view loan limits for a particular county.

Maine Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Maine. The conforming loan limits for a single-family home anywhere in Maine is $766,550.

Loan limits in Maine are based on the median home price in each county of Maine. Based on home prices across the state, all areas in Maine have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Maine (16)

Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Androscoggin County $280,000 $766,550
Aroostook County $142,000 $766,550
Cumberland County $475,000 $766,550
Franklin County $210,000 $766,550
Hancock County $290,000 $766,550
Kennebec County $255,000 $766,550
Knox County $326,000 $766,550
Lincoln County $297,000 $766,550
Oxford County $270,000 $766,550
Penobscot County $229,000 $766,550
Piscataquis County $190,000 $766,550
Sagadahoc County $475,000 $766,550
Somerset County $195,000 $766,550
Waldo County $263,000 $766,550
Washington County $170,000 $766,550
York County $475,000 $766,550

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2024