Arkansas Loan Limits

2025 Loan Limits

2025 Loan limits in Arkansas by county. Click on the map below to view loan limits for a particular county.

Arkansas Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Arkansas. The conforming loan limits for a single-family home anywhere in Arkansas is $806,500.

Loan limits in Arkansas are based on the median home price in each county of Arkansas. Based on home prices across the state, all areas in Arkansas have loan limits that fall between the national baseline and the ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Arkansas (75)

Mid-Range Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Arkansas County $97,000 $806,500
Ashley County $79,000 $806,500
Baxter County $180,000 $806,500
Benton County $346,000 $806,500
Boone County $172,000 $806,500
Bradley County $80,000 $806,500
Calhoun County $173,000 $806,500
Carroll County $187,000 $806,500
Chicot County $119,000 $806,500
Clark County $219,000 $806,500
Clay County $119,000 $806,500
Cleburne County $165,000 $806,500
Cleveland County $147,000 $806,500
Columbia County $149,000 $806,500
Conway County $154,000 $806,500
Craighead County $190,000 $806,500
Crawford County $175,000 $806,500
Crittenden County $340,000 $806,500
Cross County $140,000 $806,500
Dallas County $83,000 $806,500
Desha County $78,000 $806,500
Drew County $150,000 $806,500
Faulkner County $225,000 $806,500
Franklin County $175,000 $806,500
Fulton County $139,000 $806,500
Garland County $190,000 $806,500
Grant County $225,000 $806,500
Greene County $140,000 $806,500
Hempstead County $229,000 $806,500
Hot Spring County $139,000 $806,500
Howard County $122,000 $806,500
Independence County $120,000 $806,500
Izard County $106,000 $806,500
Jackson County $140,000 $806,500
Jefferson County $147,000 $806,500
Johnson County $146,000 $806,500
Lafayette County $80,000 $806,500
Lawrence County $74,000 $806,500
Lee County $122,000 $806,500
Lincoln County $147,000 $806,500
Little River County $176,000 $806,500
Logan County $146,000 $806,500
Lonoke County $225,000 $806,500
Madison County $346,000 $806,500
Marion County $204,000 $806,500
Miller County $176,000 $806,500
Mississippi County $108,000 $806,500
Monroe County $112,000 $806,500
Montgomery County $163,000 $806,500
Nevada County $229,000 $806,500
Newton County $172,000 $806,500
Ouachita County $173,000 $806,500
Perry County $225,000 $806,500
Phillips County $65,000 $806,500
Pike County $149,000 $806,500
Poinsett County $190,000 $806,500
Polk County $113,000 $806,500
Pope County $171,000 $806,500
Prairie County $100,000 $806,500
Pulaski County $225,000 $806,500
Randolph County $110,000 $806,500
St. Francis County $68,000 $806,500
Saline County $225,000 $806,500
Scott County $89,000 $806,500
Searcy County $92,000 $806,500
Sebastian County $175,000 $806,500
Sevier County $95,000 $806,500
Sharp County $120,000 $806,500
Stone County $184,000 $806,500
Union County $115,000 $806,500
Van Buren County $101,000 $806,500
Washington County $346,000 $806,500
White County $159,000 $806,500
Woodruff County $101,000 $806,500
Yell County $171,000 $806,500

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FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 5, 2025