West Virginia Loan Limits

2025 Loan Limits

2025 Loan limits in West Virginia by county. Click on the map below to view loan limits for a particular county.

West Virginia Map

Minimum Loan Limit
Maximum Loan Limit

West Virginia has 55 counties, with conforming loan limits for a single-family home ranging from $806,500 in Barbour County to $1,209,750 in Jefferson County.

West Virginia has 0 counties with standard or low-cost loan limits equal to the national baseline; 1 county with high-cost loan limits equal to the national ceiling; and 54 counties with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in West Virginia (55)

High-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Jefferson County $1,130,000 $1,209,750
Mid-Range Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Barbour County $114,000 $806,500
Berkeley County $290,000 $806,500
Boone County $161,000 $806,500
Braxton County $117,000 $806,500
Brooke County $156,000 $806,500
Cabell County $215,000 $806,500
Calhoun County $144,000 $806,500
Clay County $161,000 $806,500
Doddridge County $191,000 $806,500
Fayette County $164,000 $806,500
Gilmer County $112,000 $806,500
Grant County $177,000 $806,500
Greenbrier County $153,000 $806,500
Hampshire County $410,000 $806,500
Hancock County $156,000 $806,500
Hardy County $150,000 $806,500
Harrison County $191,000 $806,500
Jackson County $161,000 $806,500
Kanawha County $161,000 $806,500
Lewis County $110,000 $806,500
Lincoln County $161,000 $806,500
Logan County $122,000 $806,500
McDowell County $79,000 $806,500
Marion County $138,000 $806,500
Marshall County $241,000 $806,500
Mason County $153,000 $806,500
Mercer County $146,000 $806,500
Mineral County $163,000 $806,500
Mingo County $105,000 $806,500
Monongalia County $255,000 $806,500
Monroe County $155,000 $806,500
Morgan County $290,000 $806,500
Nicholas County $110,000 $806,500
Ohio County $241,000 $806,500
Pendleton County $220,000 $806,500
Pleasants County $132,000 $806,500
Pocahontas County $122,000 $806,500
Preston County $255,000 $806,500
Putnam County $215,000 $806,500
Raleigh County $164,000 $806,500
Randolph County $167,000 $806,500
Ritchie County $86,000 $806,500
Roane County $105,000 $806,500
Summers County $175,000 $806,500
Taylor County $191,000 $806,500
Tucker County $169,000 $806,500
Tyler County $102,000 $806,500
Upshur County $167,000 $806,500
Wayne County $215,000 $806,500
Webster County $107,000 $806,500
Wetzel County $102,000 $806,500
Wirt County $136,000 $806,500
Wood County $136,000 $806,500
Wyoming County $81,000 $806,500

More on West Virginia

Citation

Link to this Page:

Questions or Comments? Contact us

Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 5, 2025