West Virginia Loan Limits

2022 Loan Limits

2022 Loan limits in West Virginia by county. Click on the map below to view loan limits for a particular county.

West Virginia Map

Minimum Loan Limit
Maximum Loan Limit

West Virginia has 55 counties, with conforming loan limits for a single-family home ranging from $647,200 in Barbour County to $970,800 in Jefferson County.

West Virginia has 54 counties with standard or low-cost loan limits equal to the national baseline; 1 county with high-cost loan limits equal to the national ceiling; and 0 counties with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in West Virginia (55)

High-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Jefferson County $975,000 $970,800
Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Barbour County $98,000 $647,200
Berkeley County $230,000 $647,200
Boone County $145,000 $647,200
Braxton County $101,000 $647,200
Brooke County $123,000 $647,200
Cabell County $195,000 $647,200
Calhoun County $95,000 $647,200
Clay County $145,000 $647,200
Doddridge County $133,000 $647,200
Fayette County $164,000 $647,200
Gilmer County $112,000 $647,200
Grant County $161,000 $647,200
Greenbrier County $140,000 $647,200
Hampshire County $315,000 $647,200
Hancock County $123,000 $647,200
Hardy County $120,000 $647,200
Harrison County $133,000 $647,200
Jackson County $145,000 $647,200
Kanawha County $145,000 $647,200
Lewis County $109,000 $647,200
Lincoln County $145,000 $647,200
Logan County $101,000 $647,200
McDowell County $79,000 $647,200
Marion County $120,000 $647,200
Marshall County $175,000 $647,200
Mason County $122,000 $647,200
Mercer County $146,000 $647,200
Mineral County $146,000 $647,200
Mingo County $95,000 $647,200
Monongalia County $235,000 $647,200
Monroe County $155,000 $647,200
Morgan County $230,000 $647,200
Nicholas County $106,000 $647,200
Ohio County $175,000 $647,200
Pendleton County $139,000 $647,200
Pleasants County $130,000 $647,200
Pocahontas County $120,000 $647,200
Preston County $235,000 $647,200
Putnam County $195,000 $647,200
Raleigh County $164,000 $647,200
Randolph County $125,000 $647,200
Ritchie County $86,000 $647,200
Roane County $105,000 $647,200
Summers County $108,000 $647,200
Taylor County $133,000 $647,200
Tucker County $160,000 $647,200
Tyler County $102,000 $647,200
Upshur County $126,000 $647,200
Wayne County $195,000 $647,200
Webster County $101,000 $647,200
Wetzel County $102,000 $647,200
Wirt County $130,000 $647,200
Wood County $130,000 $647,200
Wyoming County $81,000 $647,200

More on West Virginia

Want to learn more about West Virginia? See Fair Market Rents in West Virginia to view 40th percentile FMRs or click here to find a Public Housing Authority in West Virginia who can help with finding affordable housing near you.

Citation

Link to this Page:

Questions or Comments? Contact us

Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2022