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West Virginia Loan Limits

2023 Loan Limits

2023 Loan limits in West Virginia by county. Click on the map below to view loan limits for a particular county.

West Virginia Map

Minimum Loan Limit
Maximum Loan Limit

West Virginia has 55 counties, with conforming loan limits for a single-family home ranging from $726,200 in Barbour County to $1,089,300 in Jefferson County.

West Virginia has 54 counties with standard or low-cost loan limits equal to the national baseline; 1 county with high-cost loan limits equal to the national ceiling; and 0 counties with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in West Virginia (55)

High-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Jefferson County $1,053,000 $1,089,300
Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Barbour County $98,000 $726,200
Berkeley County $258,000 $726,200
Boone County $153,000 $726,200
Braxton County $117,000 $726,200
Brooke County $131,000 $726,200
Cabell County $195,000 $726,200
Calhoun County $126,000 $726,200
Clay County $153,000 $726,200
Doddridge County $145,000 $726,200
Fayette County $164,000 $726,200
Gilmer County $112,000 $726,200
Grant County $176,000 $726,200
Greenbrier County $153,000 $726,200
Hampshire County $350,000 $726,200
Hancock County $131,000 $726,200
Hardy County $145,000 $726,200
Harrison County $145,000 $726,200
Jackson County $153,000 $726,200
Kanawha County $153,000 $726,200
Lewis County $109,000 $726,200
Lincoln County $153,000 $726,200
Logan County $122,000 $726,200
McDowell County $79,000 $726,200
Marion County $130,000 $726,200
Marshall County $175,000 $726,200
Mason County $125,000 $726,200
Mercer County $146,000 $726,200
Mineral County $151,000 $726,200
Mingo County $97,000 $726,200
Monongalia County $241,000 $726,200
Monroe County $155,000 $726,200
Morgan County $258,000 $726,200
Nicholas County $110,000 $726,200
Ohio County $175,000 $726,200
Pendleton County $162,000 $726,200
Pleasants County $132,000 $726,200
Pocahontas County $122,000 $726,200
Preston County $241,000 $726,200
Putnam County $195,000 $726,200
Raleigh County $164,000 $726,200
Randolph County $146,000 $726,200
Ritchie County $86,000 $726,200
Roane County $105,000 $726,200
Summers County $120,000 $726,200
Taylor County $145,000 $726,200
Tucker County $169,000 $726,200
Tyler County $102,000 $726,200
Upshur County $148,000 $726,200
Wayne County $195,000 $726,200
Webster County $101,000 $726,200
Wetzel County $102,000 $726,200
Wirt County $130,000 $726,200
Wood County $130,000 $726,200
Wyoming County $81,000 $726,200

More on West Virginia

Want to learn more about West Virginia? See Fair Market Rents in West Virginia to view 40th percentile FMRs or click here to find a Public Housing Authority in West Virginia who can help with finding affordable housing near you.

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2023


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