Vermont Loan Limits

2025 Loan Limits

2025 Loan limits in Vermont by county. Click on the map below to view loan limits for a particular county.

Vermont Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Vermont. The conforming loan limits for a single-family home anywhere in Vermont is $806,500.

Loan limits in Vermont are based on the median home price in each county of Vermont. Based on home prices across the state, all areas in Vermont have loan limits that fall between the national baseline and the ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Vermont (14)

Mid-Range Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Addison County $315,000 $806,500
Bennington County $320,000 $806,500
Caledonia County $203,000 $806,500
Chittenden County $500,000 $806,500
Essex County $142,000 $806,500
Franklin County $500,000 $806,500
Grand Isle County $500,000 $806,500
Lamoille County $360,000 $806,500
Orange County $350,000 $806,500
Orleans County $190,000 $806,500
Rutland County $201,000 $806,500
Washington County $299,000 $806,500
Windham County $300,000 $806,500
Windsor County $350,000 $806,500

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 5, 2025