2024 Loan limits in New Jersey by county. Click on the map below to view loan limits for a particular county.
New Jersey Map
New Jersey has 21 counties, with conforming loan limits for a single-family home ranging from $766,550 in Atlantic County to $1,149,825 in Bergen County.
New Jersey has 9 counties with standard or low-cost loan limits equal to the national baseline; 12 counties with high-cost loan limits equal to the national ceiling; and 0 counties with mid-range loan limits that are between the baseline and ceiling.
View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.
Counties in New Jersey (21)
County | Median Home Price | Conforming Loan Limit for Single-Family Home |
---|---|---|
Bergen County | $1,034,000 | $1,149,825 |
Essex County | $1,034,000 | $1,149,825 |
Hudson County | $1,034,000 | $1,149,825 |
Hunterdon County | $1,034,000 | $1,149,825 |
Middlesex County | $1,034,000 | $1,149,825 |
Monmouth County | $1,034,000 | $1,149,825 |
Morris County | $1,034,000 | $1,149,825 |
Ocean County | $1,034,000 | $1,149,825 |
Passaic County | $1,034,000 | $1,149,825 |
Somerset County | $1,034,000 | $1,149,825 |
Sussex County | $1,034,000 | $1,149,825 |
Union County | $1,034,000 | $1,149,825 |
County | Median Home Price | Conforming Loan Limit for Single-Family Home |
---|---|---|
Atlantic County | $310,000 | $766,550 |
Burlington County | $485,000 | $766,550 |
Camden County | $485,000 | $766,550 |
Cape May County | $485,000 | $766,550 |
Cumberland County | $195,000 | $766,550 |
Gloucester County | $485,000 | $766,550 |
Mercer County | $308,000 | $766,550 |
Salem County | $485,000 | $766,550 |
Warren County | $325,000 | $766,550 |
More on New Jersey
- Fair Market Rents to view 40th percentile FMRs in New Jersey
- Property Taxes to find Property Taxes in New Jersey
- Income Limits to learn more about income assistance in New Jersey
- Housing Authorites to find Housing Authorities in New Jersey
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Data Source
![Department of Housing and Urban Development HUD Seal](/img/hud.png)
FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).
Last updated on January 2, 2024