Montana Loan Limits

2022 Loan Limits

2022 Loan limits in Montana by county. Click on the map below to view loan limits for a particular county.

Montana Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Montana. The conforming loan limits for a single-family home anywhere in Montana is $647,200.

Loan limits in Montana are based on the median home price in each county of Montana. Based on home prices across the state, all areas in Montana have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Montana (56)

Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Beaverhead County $266,000 $647,200
Big Horn County $168,000 $647,200
Blaine County $180,000 $647,200
Broadwater County $325,000 $647,200
Carbon County $316,000 $647,200
Carter County $148,000 $647,200
Cascade County $231,000 $647,200
Chouteau County $217,000 $647,200
Custer County $227,000 $647,200
Daniels County $169,000 $647,200
Dawson County $179,000 $647,200
Deer Lodge County $159,000 $647,200
Fallon County $246,000 $647,200
Fergus County $187,000 $647,200
Flathead County $384,000 $647,200
Gallatin County $525,000 $647,200
Garfield County $252,000 $647,200
Glacier County $148,000 $647,200
Golden Valley County $142,000 $647,200
Granite County $245,000 $647,200
Hill County $236,000 $647,200
Jefferson County $338,000 $647,200
Judith Basin County $188,000 $647,200
Lake County $300,000 $647,200
Lewis and Clark County $338,000 $647,200
Liberty County $194,000 $647,200
Lincoln County $250,000 $647,200
McCone County $134,000 $647,200
Madison County $327,000 $647,200
Meagher County $178,000 $647,200
Mineral County $236,000 $647,200
Missoula County $410,000 $647,200
Musselshell County $230,000 $647,200
Park County $400,000 $647,200
Petroleum County $138,000 $647,200
Phillips County $192,000 $647,200
Pondera County $145,000 $647,200
Powder River County $185,000 $647,200
Powell County $186,000 $647,200
Prairie County $166,000 $647,200
Ravalli County $367,000 $647,200
Richland County $310,000 $647,200
Roosevelt County $188,000 $647,200
Rosebud County $180,000 $647,200
Sanders County $192,000 $647,200
Sheridan County $181,000 $647,200
Silver Bow County $209,000 $647,200
Stillwater County $316,000 $647,200
Sweet Grass County $305,000 $647,200
Teton County $230,000 $647,200
Toole County $165,000 $647,200
Treasure County $158,000 $647,200
Valley County $199,000 $647,200
Wheatland County $127,000 $647,200
Wibaux County $167,000 $647,200
Yellowstone County $316,000 $647,200

More on Montana

Want to learn more about Montana? See Fair Market Rents in Montana to view 40th percentile FMRs or click here to find a Public Housing Authority in Montana who can help with finding affordable housing near you.

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2022