Mississippi Loan Limits

2025 Loan Limits

2025 Loan limits in Mississippi by county. Click on the map below to view loan limits for a particular county.

Mississippi Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Mississippi. The conforming loan limits for a single-family home anywhere in Mississippi is $806,500.

Loan limits in Mississippi are based on the median home price in each county of Mississippi. Based on home prices across the state, all areas in Mississippi have loan limits that fall between the national baseline and the ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Mississippi (82)

Mid-Range Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Adams County $131,000 $806,500
Alcorn County $241,000 $806,500
Amite County $138,000 $806,500
Attala County $130,000 $806,500
Benton County $112,000 $806,500
Bolivar County $155,000 $806,500
Calhoun County $109,000 $806,500
Carroll County $132,000 $806,500
Chickasaw County $116,000 $806,500
Choctaw County $228,000 $806,500
Claiborne County $103,000 $806,500
Clarke County $281,000 $806,500
Clay County $145,000 $806,500
Coahoma County $111,000 $806,500
Copiah County $323,000 $806,500
Covington County $267,000 $806,500
DeSoto County $340,000 $806,500
Forrest County $267,000 $806,500
Franklin County $126,000 $806,500
George County $206,000 $806,500
Greene County $128,000 $806,500
Grenada County $171,000 $806,500
Hancock County $238,000 $806,500
Harrison County $238,000 $806,500
Hinds County $323,000 $806,500
Holmes County $323,000 $806,500
Humphreys County $105,000 $806,500
Issaquena County $145,000 $806,500
Itawamba County $216,000 $806,500
Jackson County $238,000 $806,500
Jasper County $168,000 $806,500
Jefferson County $112,000 $806,500
Jefferson Davis County $115,000 $806,500
Jones County $168,000 $806,500
Kemper County $281,000 $806,500
Lafayette County $369,000 $806,500
Lamar County $267,000 $806,500
Lauderdale County $281,000 $806,500
Lawrence County $132,000 $806,500
Leake County $180,000 $806,500
Lee County $216,000 $806,500
Leflore County $132,000 $806,500
Lincoln County $183,000 $806,500
Lowndes County $214,000 $806,500
Madison County $323,000 $806,500
Marion County $137,000 $806,500
Marshall County $340,000 $806,500
Monroe County $172,000 $806,500
Montgomery County $128,000 $806,500
Neshoba County $124,000 $806,500
Newton County $148,000 $806,500
Noxubee County $146,000 $806,500
Oktibbeha County $298,000 $806,500
Panola County $161,000 $806,500
Pearl River County $199,000 $806,500
Perry County $267,000 $806,500
Pike County $158,000 $806,500
Pontotoc County $216,000 $806,500
Prentiss County $216,000 $806,500
Quitman County $86,000 $806,500
Rankin County $323,000 $806,500
Scott County $171,000 $806,500
Sharkey County $116,000 $806,500
Simpson County $323,000 $806,500
Smith County $158,000 $806,500
Stone County $238,000 $806,500
Sunflower County $136,000 $806,500
Tallahatchie County $250,000 $806,500
Tate County $340,000 $806,500
Tippah County $140,000 $806,500
Tishomingo County $162,000 $806,500
Tunica County $340,000 $806,500
Union County $190,000 $806,500
Walthall County $183,000 $806,500
Warren County $187,000 $806,500
Washington County $122,000 $806,500
Wayne County $233,000 $806,500
Webster County $298,000 $806,500
Wilkinson County $103,000 $806,500
Winston County $145,000 $806,500
Yalobusha County $194,000 $806,500
Yazoo County $323,000 $806,500

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 5, 2025