2025 Loan limits in Mississippi by county. Click on the map below to view loan limits for a particular county.
Mississippi Map
Loan Limits are the same across all of Mississippi. The conforming loan limits for a single-family home anywhere in Mississippi is $806,500.
Loan limits in Mississippi are based on the median home price in each county of Mississippi. Based on home prices across the state, all areas in Mississippi have loan limits that fall between the national baseline and the ceiling.
View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.
Counties in Mississippi (82)
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Adams County | $131,000 | $806,500 |
| Alcorn County | $241,000 | $806,500 |
| Amite County | $138,000 | $806,500 |
| Attala County | $130,000 | $806,500 |
| Benton County | $112,000 | $806,500 |
| Bolivar County | $155,000 | $806,500 |
| Calhoun County | $109,000 | $806,500 |
| Carroll County | $132,000 | $806,500 |
| Chickasaw County | $116,000 | $806,500 |
| Choctaw County | $228,000 | $806,500 |
| Claiborne County | $103,000 | $806,500 |
| Clarke County | $281,000 | $806,500 |
| Clay County | $145,000 | $806,500 |
| Coahoma County | $111,000 | $806,500 |
| Copiah County | $323,000 | $806,500 |
| Covington County | $267,000 | $806,500 |
| DeSoto County | $340,000 | $806,500 |
| Forrest County | $267,000 | $806,500 |
| Franklin County | $126,000 | $806,500 |
| George County | $206,000 | $806,500 |
| Greene County | $128,000 | $806,500 |
| Grenada County | $171,000 | $806,500 |
| Hancock County | $238,000 | $806,500 |
| Harrison County | $238,000 | $806,500 |
| Hinds County | $323,000 | $806,500 |
| Holmes County | $323,000 | $806,500 |
| Humphreys County | $105,000 | $806,500 |
| Issaquena County | $145,000 | $806,500 |
| Itawamba County | $216,000 | $806,500 |
| Jackson County | $238,000 | $806,500 |
| Jasper County | $168,000 | $806,500 |
| Jefferson County | $112,000 | $806,500 |
| Jefferson Davis County | $115,000 | $806,500 |
| Jones County | $168,000 | $806,500 |
| Kemper County | $281,000 | $806,500 |
| Lafayette County | $369,000 | $806,500 |
| Lamar County | $267,000 | $806,500 |
| Lauderdale County | $281,000 | $806,500 |
| Lawrence County | $132,000 | $806,500 |
| Leake County | $180,000 | $806,500 |
| Lee County | $216,000 | $806,500 |
| Leflore County | $132,000 | $806,500 |
| Lincoln County | $183,000 | $806,500 |
| Lowndes County | $214,000 | $806,500 |
| Madison County | $323,000 | $806,500 |
| Marion County | $137,000 | $806,500 |
| Marshall County | $340,000 | $806,500 |
| Monroe County | $172,000 | $806,500 |
| Montgomery County | $128,000 | $806,500 |
| Neshoba County | $124,000 | $806,500 |
| Newton County | $148,000 | $806,500 |
| Noxubee County | $146,000 | $806,500 |
| Oktibbeha County | $298,000 | $806,500 |
| Panola County | $161,000 | $806,500 |
| Pearl River County | $199,000 | $806,500 |
| Perry County | $267,000 | $806,500 |
| Pike County | $158,000 | $806,500 |
| Pontotoc County | $216,000 | $806,500 |
| Prentiss County | $216,000 | $806,500 |
| Quitman County | $86,000 | $806,500 |
| Rankin County | $323,000 | $806,500 |
| Scott County | $171,000 | $806,500 |
| Sharkey County | $116,000 | $806,500 |
| Simpson County | $323,000 | $806,500 |
| Smith County | $158,000 | $806,500 |
| Stone County | $238,000 | $806,500 |
| Sunflower County | $136,000 | $806,500 |
| Tallahatchie County | $250,000 | $806,500 |
| Tate County | $340,000 | $806,500 |
| Tippah County | $140,000 | $806,500 |
| Tishomingo County | $162,000 | $806,500 |
| Tunica County | $340,000 | $806,500 |
| Union County | $190,000 | $806,500 |
| Walthall County | $183,000 | $806,500 |
| Warren County | $187,000 | $806,500 |
| Washington County | $122,000 | $806,500 |
| Wayne County | $233,000 | $806,500 |
| Webster County | $298,000 | $806,500 |
| Wilkinson County | $103,000 | $806,500 |
| Winston County | $145,000 | $806,500 |
| Yalobusha County | $194,000 | $806,500 |
| Yazoo County | $323,000 | $806,500 |
More on Mississippi
- Fair Market Rents to view 40th percentile FMRs in Mississippi
- Property Taxes to find Property Taxes in Mississippi
- Income Limits to learn more about income assistance in Mississippi
- Housing Authorites to find Housing Authorities in Mississippi
Citation
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Data Source
FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).
Last updated on January 5, 2025