Mississippi Loan Limits

2022 Loan Limits

2022 Loan limits in Mississippi by county. Click on the map below to view loan limits for a particular county.

Mississippi Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Mississippi. The conforming loan limits for a single-family home anywhere in Mississippi is $647,200.

Loan limits in Mississippi are based on the median home price in each county of Mississippi. Based on home prices across the state, all areas in Mississippi have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Mississippi (82)

Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Adams County $106,000 $647,200
Alcorn County $118,000 $647,200
Amite County $105,000 $647,200
Attala County $93,000 $647,200
Benton County $96,000 $647,200
Bolivar County $114,000 $647,200
Calhoun County $81,000 $647,200
Carroll County $113,000 $647,200
Chickasaw County $76,000 $647,200
Choctaw County $93,000 $647,200
Claiborne County $77,000 $647,200
Clarke County $192,000 $647,200
Clay County $110,000 $647,200
Coahoma County $84,000 $647,200
Copiah County $298,000 $647,200
Covington County $226,000 $647,200
DeSoto County $265,000 $647,200
Forrest County $226,000 $647,200
Franklin County $88,000 $647,200
George County $144,000 $647,200
Greene County $94,000 $647,200
Grenada County $120,000 $647,200
Hancock County $195,000 $647,200
Harrison County $195,000 $647,200
Hinds County $298,000 $647,200
Holmes County $298,000 $647,200
Humphreys County $98,000 $647,200
Issaquena County $118,000 $647,200
Itawamba County $176,000 $647,200
Jackson County $195,000 $647,200
Jasper County $124,000 $647,200
Jefferson County $84,000 $647,200
Jefferson Davis County $108,000 $647,200
Jones County $124,000 $647,200
Kemper County $192,000 $647,200
Lafayette County $265,000 $647,200
Lamar County $226,000 $647,200
Lauderdale County $192,000 $647,200
Lawrence County $109,000 $647,200
Leake County $135,000 $647,200
Lee County $176,000 $647,200
Leflore County $113,000 $647,200
Lincoln County $164,000 $647,200
Lowndes County $186,000 $647,200
Madison County $298,000 $647,200
Marion County $102,000 $647,200
Marshall County $265,000 $647,200
Monroe County $172,000 $647,200
Montgomery County $97,000 $647,200
Neshoba County $95,000 $647,200
Newton County $148,000 $647,200
Noxubee County $146,000 $647,200
Oktibbeha County $186,000 $647,200
Panola County $161,000 $647,200
Pearl River County $185,000 $647,200
Perry County $226,000 $647,200
Pike County $137,000 $647,200
Pontotoc County $176,000 $647,200
Prentiss County $176,000 $647,200
Quitman County $60,000 $647,200
Rankin County $298,000 $647,200
Scott County $171,000 $647,200
Sharkey County $74,000 $647,200
Simpson County $298,000 $647,200
Smith County $118,000 $647,200
Stone County $195,000 $647,200
Sunflower County $90,000 $647,200
Tallahatchie County $76,000 $647,200
Tate County $265,000 $647,200
Tippah County $100,000 $647,200
Tishomingo County $101,000 $647,200
Tunica County $265,000 $647,200
Union County $115,000 $647,200
Walthall County $172,000 $647,200
Warren County $153,000 $647,200
Washington County $94,000 $647,200
Wayne County $98,000 $647,200
Webster County $186,000 $647,200
Wilkinson County $102,000 $647,200
Winston County $97,000 $647,200
Yalobusha County $94,000 $647,200
Yazoo County $298,000 $647,200

More on Mississippi

Want to learn more about Mississippi? See Fair Market Rents in Mississippi to view 40th percentile FMRs or click here to find a Public Housing Authority in Mississippi who can help with finding affordable housing near you.

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2022