Minnesota Loan Limits

2022 Loan Limits

2022 Loan limits in Minnesota by county. Click on the map below to view loan limits for a particular county.

Minnesota Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Minnesota. The conforming loan limits for a single-family home anywhere in Minnesota is $647,200.

Loan limits in Minnesota are based on the median home price in each county of Minnesota. Based on home prices across the state, all areas in Minnesota have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Minnesota (87)

Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Aitkin County $161,000 $647,200
Anoka County $390,000 $647,200
Becker County $218,000 $647,200
Beltrami County $163,000 $647,200
Benton County $218,000 $647,200
Big Stone County $90,000 $647,200
Blue Earth County $235,000 $647,200
Brown County $145,000 $647,200
Carlton County $196,000 $647,200
Carver County $390,000 $647,200
Cass County $192,000 $647,200
Chippewa County $100,000 $647,200
Chisago County $390,000 $647,200
Clay County $257,000 $647,200
Clearwater County $131,000 $647,200
Cook County $246,000 $647,200
Cottonwood County $88,000 $647,200
Crow Wing County $192,000 $647,200
Dakota County $390,000 $647,200
Dodge County $263,000 $647,200
Douglas County $200,000 $647,200
Faribault County $85,000 $647,200
Fillmore County $263,000 $647,200
Freeborn County $130,000 $647,200
Goodhue County $231,000 $647,200
Grant County $115,000 $647,200
Hennepin County $390,000 $647,200
Houston County $205,000 $647,200
Hubbard County $145,000 $647,200
Isanti County $390,000 $647,200
Itasca County $156,000 $647,200
Jackson County $106,000 $647,200
Kanabec County $190,000 $647,200
Kandiyohi County $175,000 $647,200
Kittson County $68,000 $647,200
Koochiching County $85,000 $647,200
Lac qui Parle County $91,000 $647,200
Lake County $196,000 $647,200
Lake of the Woods County $144,000 $647,200
Le Sueur County $390,000 $647,200
Lincoln County $69,000 $647,200
Lyon County $140,000 $647,200
McLeod County $203,000 $647,200
Mahnomen County $97,000 $647,200
Marshall County $99,000 $647,200
Martin County $112,000 $647,200
Meeker County $160,000 $647,200
Mille Lacs County $390,000 $647,200
Morrison County $165,000 $647,200
Mower County $135,000 $647,200
Murray County $129,000 $647,200
Nicollet County $235,000 $647,200
Nobles County $151,000 $647,200
Norman County $84,000 $647,200
Olmsted County $263,000 $647,200
Otter Tail County $187,000 $647,200
Pennington County $152,000 $647,200
Pine County $180,000 $647,200
Pipestone County $81,000 $647,200
Polk County $235,000 $647,200
Pope County $162,000 $647,200
Ramsey County $390,000 $647,200
Red Lake County $91,000 $647,200
Redwood County $96,000 $647,200
Renville County $105,000 $647,200
Rice County $252,000 $647,200
Rock County $138,000 $647,200
Roseau County $143,000 $647,200
St. Louis County $196,000 $647,200
Scott County $390,000 $647,200
Sherburne County $390,000 $647,200
Sibley County $165,000 $647,200
Stearns County $218,000 $647,200
Steele County $200,000 $647,200
Stevens County $130,000 $647,200
Swift County $103,000 $647,200
Todd County $126,000 $647,200
Traverse County $66,000 $647,200
Wabasha County $263,000 $647,200
Wadena County $130,000 $647,200
Waseca County $160,000 $647,200
Washington County $390,000 $647,200
Watonwan County $93,000 $647,200
Wilkin County $163,000 $647,200
Winona County $182,000 $647,200
Wright County $390,000 $647,200
Yellow Medicine County $95,000 $647,200

More on Minnesota

Want to learn more about Minnesota? See Fair Market Rents in Minnesota to view 40th percentile FMRs or click here to find a Public Housing Authority in Minnesota who can help with finding affordable housing near you.

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2022