Georgia Loan Limits

2022 Loan Limits

2022 Loan limits in Georgia by county. Click on the map below to view loan limits for a particular county.

Georgia Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Georgia. The conforming loan limits for a single-family home anywhere in Georgia is $647,200.

Loan limits in Georgia are based on the median home price in each county of Georgia. Based on home prices across the state, all areas in Georgia have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Georgia (159)

Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Appling County $123,000 $647,200
Atkinson County $125,000 $647,200
Bacon County $81,000 $647,200
Baker County $105,000 $647,200
Baldwin County $166,000 $647,200
Banks County $192,000 $647,200
Barrow County $410,000 $647,200
Bartow County $410,000 $647,200
Ben Hill County $88,000 $647,200
Berrien County $126,000 $647,200
Bibb County $180,000 $647,200
Bleckley County $121,000 $647,200
Brantley County $267,000 $647,200
Brooks County $170,000 $647,200
Bryan County $278,000 $647,200
Bulloch County $175,000 $647,200
Burke County $245,000 $647,200
Butts County $410,000 $647,200
Calhoun County $78,000 $647,200
Camden County $189,000 $647,200
Candler County $90,000 $647,200
Carroll County $410,000 $647,200
Catoosa County $251,000 $647,200
Charlton County $113,000 $647,200
Chatham County $278,000 $647,200
Chattahoochee County $261,000 $647,200
Chattooga County $124,000 $647,200
Cherokee County $410,000 $647,200
Clarke County $398,000 $647,200
Clay County $112,000 $647,200
Clayton County $410,000 $647,200
Clinch County $122,000 $647,200
Cobb County $410,000 $647,200
Coffee County $125,000 $647,200
Colquitt County $109,000 $647,200
Columbia County $245,000 $647,200
Cook County $87,000 $647,200
Coweta County $410,000 $647,200
Crawford County $180,000 $647,200
Crisp County $119,000 $647,200
Dade County $251,000 $647,200
Dawson County $410,000 $647,200
Decatur County $131,000 $647,200
DeKalb County $410,000 $647,200
Dodge County $90,000 $647,200
Dooly County $89,000 $647,200
Dougherty County $191,000 $647,200
Douglas County $410,000 $647,200
Early County $99,000 $647,200
Echols County $170,000 $647,200
Effingham County $278,000 $647,200
Elbert County $103,000 $647,200
Emanuel County $89,000 $647,200
Evans County $122,000 $647,200
Fannin County $280,000 $647,200
Fayette County $410,000 $647,200
Floyd County $145,000 $647,200
Forsyth County $410,000 $647,200
Franklin County $130,000 $647,200
Fulton County $410,000 $647,200
Gilmer County $176,000 $647,200
Glascock County $95,000 $647,200
Glynn County $267,000 $647,200
Gordon County $170,000 $647,200
Grady County $122,000 $647,200
Greene County $448,000 $647,200
Gwinnett County $410,000 $647,200
Habersham County $190,000 $647,200
Hall County $278,000 $647,200
Hancock County $166,000 $647,200
Haralson County $410,000 $647,200
Harris County $261,000 $647,200
Hart County $172,000 $647,200
Heard County $410,000 $647,200
Henry County $410,000 $647,200
Houston County $180,000 $647,200
Irwin County $101,000 $647,200
Jackson County $270,000 $647,200
Jasper County $410,000 $647,200
Jeff Davis County $110,000 $647,200
Jefferson County $85,000 $647,200
Jenkins County $71,000 $647,200
Johnson County $134,000 $647,200
Jones County $180,000 $647,200
Lamar County $410,000 $647,200
Lanier County $170,000 $647,200
Laurens County $134,000 $647,200
Lee County $191,000 $647,200
Liberty County $201,000 $647,200
Lincoln County $245,000 $647,200
Long County $201,000 $647,200
Lowndes County $170,000 $647,200
Lumpkin County $225,000 $647,200
McDuffie County $245,000 $647,200
McIntosh County $267,000 $647,200
Macon County $100,000 $647,200
Madison County $398,000 $647,200
Marion County $261,000 $647,200
Meriwether County $410,000 $647,200
Miller County $118,000 $647,200
Mitchell County $98,000 $647,200
Monroe County $180,000 $647,200
Montgomery County $117,000 $647,200
Morgan County $410,000 $647,200
Murray County $160,000 $647,200
Muscogee County $261,000 $647,200
Newton County $410,000 $647,200
Oconee County $398,000 $647,200
Oglethorpe County $398,000 $647,200
Paulding County $410,000 $647,200
Peach County $180,000 $647,200
Pickens County $410,000 $647,200
Pierce County $118,000 $647,200
Pike County $410,000 $647,200
Polk County $133,000 $647,200
Pulaski County $120,000 $647,200
Putnam County $233,000 $647,200
Quitman County $126,000 $647,200
Rabun County $205,000 $647,200
Randolph County $97,000 $647,200
Richmond County $245,000 $647,200
Rockdale County $410,000 $647,200
Schley County $105,000 $647,200
Screven County $98,000 $647,200
Seminole County $109,000 $647,200
Spalding County $410,000 $647,200
Stephens County $125,000 $647,200
Stewart County $261,000 $647,200
Sumter County $105,000 $647,200
Talbot County $261,000 $647,200
Taliaferro County $110,000 $647,200
Tattnall County $119,000 $647,200
Taylor County $110,000 $647,200
Telfair County $83,000 $647,200
Terrell County $191,000 $647,200
Thomas County $160,000 $647,200
Tift County $158,000 $647,200
Toombs County $117,000 $647,200
Towns County $211,000 $647,200
Treutlen County $134,000 $647,200
Troup County $155,000 $647,200
Turner County $85,000 $647,200
Twiggs County $180,000 $647,200
Union County $165,000 $647,200
Upson County $116,000 $647,200
Walker County $251,000 $647,200
Walton County $410,000 $647,200
Ware County $118,000 $647,200
Warren County $143,000 $647,200
Washington County $106,000 $647,200
Wayne County $141,000 $647,200
Webster County $71,000 $647,200
Wheeler County $86,000 $647,200
White County $170,000 $647,200
Whitfield County $160,000 $647,200
Wilcox County $98,000 $647,200
Wilkes County $101,000 $647,200
Wilkinson County $119,000 $647,200
Worth County $191,000 $647,200

More on Georgia

Want to learn more about Georgia? See Fair Market Rents in Georgia to view 40th percentile FMRs or click here to find a Public Housing Authority in Georgia who can help with finding affordable housing near you.

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2022