Alaska Loan Limits

2024 Loan Limits

2024 Loan limits in Alaska by county. Click on the map below to view loan limits for a particular county.

Alaska Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Alaska. The conforming loan limits for a single-family home anywhere in Alaska is $1,149,825.

Unlike other areas in the US, loan limits in Alaska are not based on the median home price. Loan limits in Alaska are set equal to the loan limit ceiling in accordance with the 2008 Housing and Economic Recovery Act (HERA) which mandates all loan limits in Alaska be set to the maximum due to high cost of building homes.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Alaska (27)

High-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Aleutians East Borough $214,000 $1,149,825
Aleutians West Census Area $474,000 $1,149,825
Anchorage Municipality $420,000 $1,149,825
Bethel Census Area $208,000 $1,149,825
Bristol Bay Borough $345,000 $1,149,825
Denali Borough $297,000 $1,149,825
Dillingham Census Area $259,000 $1,149,825
Fairbanks North Star Borough $311,000 $1,149,825
Haines Borough $282,000 $1,149,825
Hoonah-Angoon Census Area $456,000 $1,149,825
Juneau City and Borough $481,000 $1,149,825
Kenai Peninsula Borough $295,000 $1,149,825
Ketchikan Gateway Borough $422,000 $1,149,825
Kodiak Island Borough $450,000 $1,149,825
Lake and Peninsula Borough $179,000 $1,149,825
Matanuska-Susitna Borough $420,000 $1,149,825
Nome Census Area $383,000 $1,149,825
North Slope Borough $289,000 $1,149,825
Northwest Arctic Borough $204,000 $1,149,825
Petersburg Census Area $300,000 $1,149,825
Prince of Wales-Hyder Census Area $258,000 $1,149,825
Sitka City and Borough $510,000 $1,149,825
Skagway Municipality $456,000 $1,149,825
Southeast Fairbanks Census Area $258,000 $1,149,825
Wrangell City and Borough $300,000 $1,149,825
Yakutat City and Borough $366,000 $1,149,825
Yukon-Koyukuk Census Area $117,000 $1,149,825

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2024