Alaska Loan Limits

2022 Loan Limits

2022 Loan limits in Alaska by county. Click on the map below to view loan limits for a particular county.

Alaska Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Alaska. The conforming loan limits for a single-family home anywhere in Alaska is $970,800.

Unlike other areas in the US, loan limits in Alaska are not based on the median home price. Loan limits in Alaska are set equal to the loan limit ceiling in accordance with the 2008 Housing and Economic Recovery Act (HERA) which mandates all loan limits in Alaska be set to the maximum due to high cost of building homes.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Alaska (28)

High-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Aleutians East Borough $214,000 $970,800
Aleutians West Census Area $474,000 $970,800
Anchorage Municipality $392,000 $970,800
Bethel Census Area $208,000 $970,800
Bristol Bay Borough $298,000 $970,800
Denali Borough $265,000 $970,800
Dillingham Census Area $259,000 $970,800
Fairbanks North Star Borough $285,000 $970,800
Haines Borough $256,000 $970,800
Hoonah-Angoon Census Area $253,000 $970,800
Juneau City and Borough $445,000 $970,800
Kenai Peninsula Borough $267,000 $970,800
Ketchikan Gateway Borough $365,000 $970,800
Kodiak Island Borough $394,000 $970,800
Lake and Peninsula Borough $164,000 $970,800
Matanuska-Susitna Borough $392,000 $970,800
Nome Census Area $383,000 $970,800
North Slope Borough $289,000 $970,800
Northwest Arctic Borough $204,000 $970,800
Petersburg Census Area $289,000 $970,800
Prince of Wales-Hyder Census Area $225,000 $970,800
Sitka City and Borough $438,000 $970,800
Skagway Municipality $384,000 $970,800
Southeast Fairbanks Census Area $228,000 $970,800
Valdez-Cordova Census Area $281,000 $970,800
Wrangell City and Borough $289,000 $970,800
Yakutat City and Borough $366,000 $970,800
Yukon-Koyukuk Census Area $117,000 $970,800

More on Alaska

Want to learn more about Alaska? See Fair Market Rents in Alaska to view 40th percentile FMRs or click here to find a Public Housing Authority in Alaska who can help with finding affordable housing near you.

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2022