2023 Loan limits in Alaska by county. Click on the map below to view loan limits for a particular county.
Alaska Map
Loan Limits are the same across all of Alaska. The conforming loan limits for a single-family home anywhere in Alaska is $1,089,300.
Unlike other areas in the US, loan limits in Alaska are not based on the median home price. Loan limits in Alaska are set equal to the loan limit ceiling in accordance with the 2008 Housing and Economic Recovery Act (HERA) which mandates all loan limits in Alaska be set to the maximum due to high cost of building homes.
View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.
Counties in Alaska (27)
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Aleutians East Borough | $214,000 | $1,089,300 |
| Aleutians West Census Area | $474,000 | $1,089,300 |
| Anchorage Municipality | $405,000 | $1,089,300 |
| Bethel Census Area | $208,000 | $1,089,300 |
| Bristol Bay Borough | $298,000 | $1,089,300 |
| Denali Borough | $297,000 | $1,089,300 |
| Dillingham Census Area | $259,000 | $1,089,300 |
| Fairbanks North Star Borough | $311,000 | $1,089,300 |
| Haines Borough | $256,000 | $1,089,300 |
| Hoonah-Angoon Census Area | $456,000 | $1,089,300 |
| Juneau City and Borough | $464,000 | $1,089,300 |
| Kenai Peninsula Borough | $295,000 | $1,089,300 |
| Ketchikan Gateway Borough | $422,000 | $1,089,300 |
| Kodiak Island Borough | $422,000 | $1,089,300 |
| Lake and Peninsula Borough | $179,000 | $1,089,300 |
| Matanuska-Susitna Borough | $405,000 | $1,089,300 |
| Nome Census Area | $383,000 | $1,089,300 |
| North Slope Borough | $289,000 | $1,089,300 |
| Northwest Arctic Borough | $204,000 | $1,089,300 |
| Petersburg Census Area | $289,000 | $1,089,300 |
| Prince of Wales-Hyder Census Area | $244,000 | $1,089,300 |
| Sitka City and Borough | $510,000 | $1,089,300 |
| Skagway Municipality | $456,000 | $1,089,300 |
| Southeast Fairbanks Census Area | $228,000 | $1,089,300 |
| Wrangell City and Borough | $289,000 | $1,089,300 |
| Yakutat City and Borough | $366,000 | $1,089,300 |
| Yukon-Koyukuk Census Area | $117,000 | $1,089,300 |
More on Alaska
Want to learn more about Alaska? See Fair Market Rents in Alaska to view 40th percentile FMRs or click here to find a Public Housing Authority in Alaska who can help with finding affordable housing near you.
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Data Source
FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).
Last updated on January 2, 2023