2023 Loan limits in Washington state by county. Click on the map below to view loan limits for a particular county.
Washington Map
Washington has 39 counties, with conforming loan limits for a single-family home ranging from $726,200 in Adams County to $977,500 in King County.
Washington has 36 counties with standard or low-cost loan limits equal to the national baseline; 0 counties with high-cost loan limits equal to the national ceiling; and 3 counties with mid-range loan limits that are between the baseline and ceiling.
View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.
Counties in Washington (39)
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| King County | $850,000 | $977,500 |
| Pierce County | $850,000 | $977,500 |
| Snohomish County | $850,000 | $977,500 |
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Adams County | $277,000 | $726,200 |
| Asotin County | $310,000 | $726,200 |
| Benton County | $400,000 | $726,200 |
| Chelan County | $440,000 | $726,200 |
| Clallam County | $386,000 | $726,200 |
| Clark County | $585,000 | $726,200 |
| Columbia County | $210,000 | $726,200 |
| Cowlitz County | $364,000 | $726,200 |
| Douglas County | $440,000 | $726,200 |
| Ferry County | $236,000 | $726,200 |
| Franklin County | $400,000 | $726,200 |
| Garfield County | $246,000 | $726,200 |
| Grant County | $300,000 | $726,200 |
| Grays Harbor County | $274,000 | $726,200 |
| Island County | $500,000 | $726,200 |
| Jefferson County | $306,000 | $726,200 |
| Kitsap County | $490,000 | $726,200 |
| Kittitas County | $413,000 | $726,200 |
| Klickitat County | $250,000 | $726,200 |
| Lewis County | $344,000 | $726,200 |
| Lincoln County | $279,000 | $726,200 |
| Mason County | $330,000 | $726,200 |
| Okanogan County | $240,000 | $726,200 |
| Pacific County | $230,000 | $726,200 |
| Pend Oreille County | $279,000 | $726,200 |
| San Juan County | $433,000 | $726,200 |
| Skagit County | $474,000 | $726,200 |
| Skamania County | $585,000 | $726,200 |
| Spokane County | $383,000 | $726,200 |
| Stevens County | $383,000 | $726,200 |
| Thurston County | $475,000 | $726,200 |
| Wahkiakum County | $290,000 | $726,200 |
| Walla Walla County | $394,000 | $726,200 |
| Whatcom County | $525,000 | $726,200 |
| Whitman County | $372,000 | $726,200 |
| Yakima County | $310,000 | $726,200 |
More on Washington
Want to learn more about Washington? See Fair Market Rents in Washington to view 40th percentile FMRs or click here to find a Public Housing Authority in Washington who can help with finding affordable housing near you.
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Data Source
FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).
Last updated on January 2, 2023