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Washington Loan Limits

2023 Loan Limits

2023 Loan limits in Washington state by county. Click on the map below to view loan limits for a particular county.

Washington Map

Minimum Loan Limit
Maximum Loan Limit

Washington has 39 counties, with conforming loan limits for a single-family home ranging from $726,200 in Adams County to $977,500 in King County.

Washington has 36 counties with standard or low-cost loan limits equal to the national baseline; 0 counties with high-cost loan limits equal to the national ceiling; and 3 counties with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Washington (39)

Mid-Range Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
King County $850,000 $977,500
Pierce County $850,000 $977,500
Snohomish County $850,000 $977,500
Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Adams County $277,000 $726,200
Asotin County $310,000 $726,200
Benton County $400,000 $726,200
Chelan County $440,000 $726,200
Clallam County $386,000 $726,200
Clark County $585,000 $726,200
Columbia County $210,000 $726,200
Cowlitz County $364,000 $726,200
Douglas County $440,000 $726,200
Ferry County $236,000 $726,200
Franklin County $400,000 $726,200
Garfield County $246,000 $726,200
Grant County $300,000 $726,200
Grays Harbor County $274,000 $726,200
Island County $500,000 $726,200
Jefferson County $306,000 $726,200
Kitsap County $490,000 $726,200
Kittitas County $413,000 $726,200
Klickitat County $250,000 $726,200
Lewis County $344,000 $726,200
Lincoln County $279,000 $726,200
Mason County $330,000 $726,200
Okanogan County $240,000 $726,200
Pacific County $230,000 $726,200
Pend Oreille County $279,000 $726,200
San Juan County $433,000 $726,200
Skagit County $474,000 $726,200
Skamania County $585,000 $726,200
Spokane County $383,000 $726,200
Stevens County $383,000 $726,200
Thurston County $475,000 $726,200
Wahkiakum County $290,000 $726,200
Walla Walla County $394,000 $726,200
Whatcom County $525,000 $726,200
Whitman County $372,000 $726,200
Yakima County $310,000 $726,200

More on Washington

Want to learn more about Washington? See Fair Market Rents in Washington to view 40th percentile FMRs or click here to find a Public Housing Authority in Washington who can help with finding affordable housing near you.

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2023


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