Utah Loan Limits

2022 Loan Limits

2022 Loan limits in Utah by county. Click on the map below to view loan limits for a particular county.

Utah Map

Minimum Loan Limit
Maximum Loan Limit

Utah has 29 counties, with conforming loan limits for a single-family home ranging from $647,200 in Beaver County to $970,800 in Summit County.

Utah has 27 counties with standard or low-cost loan limits equal to the national baseline; 2 counties with high-cost loan limits equal to the national ceiling; and 0 counties with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Utah (29)

High-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Summit County $907,000 $970,800
Wasatch County $907,000 $970,800
Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Beaver County $240,000 $647,200
Box Elder County $562,000 $647,200
Cache County $345,000 $647,200
Carbon County $188,000 $647,200
Daggett County $267,000 $647,200
Davis County $562,000 $647,200
Duchesne County $224,000 $647,200
Emery County $189,000 $647,200
Garfield County $254,000 $647,200
Grand County $333,000 $647,200
Iron County $288,000 $647,200
Juab County $442,000 $647,200
Kane County $243,000 $647,200
Millard County $220,000 $647,200
Morgan County $562,000 $647,200
Piute County $241,000 $647,200
Rich County $389,000 $647,200
Salt Lake County $522,000 $647,200
San Juan County $175,000 $647,200
Sanpete County $283,000 $647,200
Sevier County $233,000 $647,200
Tooele County $522,000 $647,200
Uintah County $249,000 $647,200
Utah County $442,000 $647,200
Washington County $419,000 $647,200
Wayne County $277,000 $647,200
Weber County $562,000 $647,200

More on Utah

Want to learn more about Utah? See Fair Market Rents in Utah to view 40th percentile FMRs or click here to find a Public Housing Authority in Utah who can help with finding affordable housing near you.

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on December 6, 2022