Utah Loan Limits

2025 Loan Limits

2025 Loan limits in Utah by county. Click on the map below to view loan limits for a particular county.

Utah Map

Minimum Loan Limit
Maximum Loan Limit

Utah has 29 counties, with conforming loan limits for a single-family home ranging from $806,500 in Beaver County to $1,149,825 in Summit County.

Utah has 0 counties with standard or low-cost loan limits equal to the national baseline; 0 counties with high-cost loan limits equal to the national ceiling; and 29 counties with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Utah (29)

Mid-Range Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Beaver County $240,000 $806,500
Box Elder County $647,000 $806,500
Cache County $430,000 $806,500
Carbon County $236,000 $806,500
Daggett County $385,000 $806,500
Davis County $647,000 $806,500
Duchesne County $308,000 $806,500
Emery County $244,000 $806,500
Garfield County $344,000 $806,500
Grand County $617,000 $806,500
Iron County $357,000 $806,500
Juab County $523,000 $806,500
Kane County $243,000 $806,500
Millard County $332,000 $806,500
Morgan County $647,000 $806,500
Piute County $319,000 $806,500
Rich County $504,000 $806,500
Salt Lake County $547,000 $806,500
San Juan County $257,000 $806,500
Sanpete County $349,000 $806,500
Sevier County $313,000 $806,500
Summit County $1,012,000 $1,149,825
Tooele County $547,000 $806,500
Uintah County $407,000 $806,500
Utah County $523,000 $806,500
Wasatch County $1,012,000 $1,149,825
Washington County $516,000 $806,500
Wayne County $867,000 $997,050
Weber County $647,000 $806,500

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 5, 2025