Refinance or buy a home with a low 3.5% down payment! Get Started Now ➔

Utah Loan Limits

2023 Loan Limits

2023 Loan limits in Utah by county. Click on the map below to view loan limits for a particular county.

Utah Map

Minimum Loan Limit
Maximum Loan Limit

Utah has 29 counties, with conforming loan limits for a single-family home ranging from $726,200 in Beaver County to $1,089,300 in Summit County.

Utah has 23 counties with standard or low-cost loan limits equal to the national baseline; 2 counties with high-cost loan limits equal to the national ceiling; and 4 counties with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Utah (29)

High-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Summit County $950,000 $1,089,300
Wasatch County $950,000 $1,089,300
Mid-Range Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Box Elder County $647,000 $744,050
Davis County $647,000 $744,050
Morgan County $647,000 $744,050
Weber County $647,000 $744,050
Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Beaver County $240,000 $726,200
Cache County $428,000 $726,200
Carbon County $213,000 $726,200
Daggett County $267,000 $726,200
Duchesne County $243,000 $726,200
Emery County $196,000 $726,200
Garfield County $300,000 $726,200
Grand County $473,000 $726,200
Iron County $348,000 $726,200
Juab County $523,000 $726,200
Kane County $243,000 $726,200
Millard County $289,000 $726,200
Piute County $300,000 $726,200
Rich County $462,000 $726,200
Salt Lake County $539,000 $726,200
San Juan County $212,000 $726,200
Sanpete County $305,000 $726,200
Sevier County $300,000 $726,200
Tooele County $539,000 $726,200
Uintah County $319,000 $726,200
Utah County $523,000 $726,200
Washington County $516,000 $726,200
Wayne County $376,000 $726,200

More on Utah

Want to learn more about Utah? See Fair Market Rents in Utah to view 40th percentile FMRs or click here to find a Public Housing Authority in Utah who can help with finding affordable housing near you.

Citation

Link to this Page:

Questions or Comments? Contact us

Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2023


Refinance or buy a home with a low 3.5% down payment! Get Started Now ➔