South Carolina Loan Limits

2025 Loan Limits

2025 Loan limits in South Carolina by county. Click on the map below to view loan limits for a particular county.

South Carolina Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of South Carolina. The conforming loan limits for a single-family home anywhere in South Carolina is $806,500.

Loan limits in South Carolina are based on the median home price in each county of South Carolina. Based on home prices across the state, all areas in South Carolina have loan limits that fall between the national baseline and the ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in South Carolina (46)

Mid-Range Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Abbeville County $253,000 $806,500
Aiken County $297,000 $806,500
Allendale County $80,000 $806,500
Anderson County $324,000 $806,500
Bamberg County $99,000 $806,500
Barnwell County $99,000 $806,500
Beaufort County $530,000 $806,500
Berkeley County $550,000 $806,500
Calhoun County $245,000 $806,500
Charleston County $550,000 $806,500
Cherokee County $150,000 $806,500
Chester County $423,000 $806,500
Chesterfield County $124,000 $806,500
Clarendon County $177,000 $806,500
Colleton County $208,000 $806,500
Darlington County $193,000 $806,500
Dillon County $104,000 $806,500
Dorchester County $550,000 $806,500
Edgefield County $297,000 $806,500
Fairfield County $245,000 $806,500
Florence County $193,000 $806,500
Georgetown County $370,000 $806,500
Greenville County $324,000 $806,500
Greenwood County $170,000 $806,500
Hampton County $97,000 $806,500
Horry County $339,000 $806,500
Jasper County $530,000 $806,500
Kershaw County $245,000 $806,500
Lancaster County $423,000 $806,500
Laurens County $324,000 $806,500
Lee County $88,000 $806,500
Lexington County $245,000 $806,500
McCormick County $300,000 $806,500
Marion County $144,000 $806,500
Marlboro County $115,000 $806,500
Newberry County $143,000 $806,500
Oconee County $225,000 $806,500
Orangeburg County $121,000 $806,500
Pickens County $324,000 $806,500
Richland County $245,000 $806,500
Saluda County $245,000 $806,500
Spartanburg County $258,000 $806,500
Sumter County $177,000 $806,500
Union County $82,000 $806,500
Williamsburg County $84,000 $806,500
York County $423,000 $806,500

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FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 5, 2025