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Rhode Island Loan Limits

2023 Loan Limits

2023 Loan limits in Rhode Island by county. Click on the map below to view loan limits for a particular county.

Rhode Island Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Rhode Island. The conforming loan limits for a single-family home anywhere in Rhode Island is $726,200.

Loan limits in Rhode Island are based on the median home price in each county of Rhode Island. Based on home prices across the state, all areas in Rhode Island have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Rhode Island (5)

Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Bristol County $575,000 $726,200
Kent County $575,000 $726,200
Newport County $575,000 $726,200
Providence County $575,000 $726,200
Washington County $575,000 $726,200

More on Rhode Island

Want to learn more about Rhode Island? See Fair Market Rents in Rhode Island to view 40th percentile FMRs or click here to find a Public Housing Authority in Rhode Island who can help with finding affordable housing near you.


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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2023

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