Rhode Island Loan Limits

2024 Loan Limits

2024 Loan limits in Rhode Island by county. Click on the map below to view loan limits for a particular county.

Rhode Island Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Rhode Island. The conforming loan limits for a single-family home anywhere in Rhode Island is $766,550.

Loan limits in Rhode Island are based on the median home price in each county of Rhode Island. Based on home prices across the state, all areas in Rhode Island have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Rhode Island (5)

Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Bristol County $640,000 $766,550
Kent County $640,000 $766,550
Newport County $640,000 $766,550
Providence County $640,000 $766,550
Washington County $640,000 $766,550

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2024