Ohio Loan Limits

2025 Loan Limits

2025 Loan limits in Ohio by county. Click on the map below to view loan limits for a particular county.

Ohio Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Ohio. The conforming loan limits for a single-family home anywhere in Ohio is $806,500.

Loan limits in Ohio are based on the median home price in each county of Ohio. Based on home prices across the state, all areas in Ohio have loan limits that fall between the national baseline and the ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Ohio (88)

Mid-Range Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Adams County $114,000 $806,500
Allen County $145,000 $806,500
Ashland County $175,000 $806,500
Ashtabula County $125,000 $806,500
Athens County $145,000 $806,500
Auglaize County $170,000 $806,500
Belmont County $241,000 $806,500
Brown County $367,000 $806,500
Butler County $367,000 $806,500
Carroll County $161,000 $806,500
Champaign County $183,000 $806,500
Clark County $155,000 $806,500
Clermont County $367,000 $806,500
Clinton County $186,000 $806,500
Columbiana County $115,000 $806,500
Coshocton County $117,000 $806,500
Crawford County $120,000 $806,500
Cuyahoga County $322,000 $806,500
Darke County $160,000 $806,500
Defiance County $145,000 $806,500
Delaware County $495,000 $806,500
Erie County $145,000 $806,500
Fairfield County $495,000 $806,500
Fayette County $176,000 $806,500
Franklin County $495,000 $806,500
Fulton County $238,000 $806,500
Gallia County $153,000 $806,500
Geauga County $322,000 $806,500
Greene County $250,000 $806,500
Guernsey County $120,000 $806,500
Hamilton County $367,000 $806,500
Hancock County $190,000 $806,500
Hardin County $130,000 $806,500
Harrison County $89,000 $806,500
Henry County $150,000 $806,500
Highland County $134,000 $806,500
Hocking County $495,000 $806,500
Holmes County $215,000 $806,500
Huron County $143,000 $806,500
Jackson County $122,000 $806,500
Jefferson County $156,000 $806,500
Knox County $225,000 $806,500
Lake County $322,000 $806,500
Lawrence County $215,000 $806,500
Licking County $495,000 $806,500
Logan County $148,000 $806,500
Lorain County $322,000 $806,500
Lucas County $238,000 $806,500
Madison County $495,000 $806,500
Mahoning County $150,000 $806,500
Marion County $137,000 $806,500
Medina County $322,000 $806,500
Meigs County $85,000 $806,500
Mercer County $180,000 $806,500
Miami County $250,000 $806,500
Monroe County $103,000 $806,500
Montgomery County $250,000 $806,500
Morgan County $106,000 $806,500
Morrow County $495,000 $806,500
Muskingum County $155,000 $806,500
Noble County $125,000 $806,500
Ottawa County $238,000 $806,500
Paulding County $118,000 $806,500
Perry County $495,000 $806,500
Pickaway County $495,000 $806,500
Pike County $126,000 $806,500
Portage County $225,000 $806,500
Preble County $155,000 $806,500
Putnam County $159,000 $806,500
Richland County $145,000 $806,500
Ross County $155,000 $806,500
Sandusky County $137,000 $806,500
Scioto County $91,000 $806,500
Seneca County $126,000 $806,500
Shelby County $183,000 $806,500
Stark County $161,000 $806,500
Summit County $225,000 $806,500
Trumbull County $150,000 $806,500
Tuscarawas County $163,000 $806,500
Union County $495,000 $806,500
Van Wert County $135,000 $806,500
Vinton County $85,000 $806,500
Warren County $367,000 $806,500
Washington County $160,000 $806,500
Wayne County $215,000 $806,500
Williams County $134,000 $806,500
Wood County $238,000 $806,500
Wyandot County $146,000 $806,500

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Data Source

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FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 5, 2025