2025 Loan limits in New Mexico by county. Click on the map below to view loan limits for a particular county.
New Mexico Map
Loan Limits are the same across all of New Mexico. The conforming loan limits for a single-family home anywhere in New Mexico is $806,500.
Loan limits in New Mexico are based on the median home price in each county of New Mexico. Based on home prices across the state, all areas in New Mexico have loan limits that fall between the national baseline and the ceiling.
View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.
Counties in New Mexico (33)
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Bernalillo County | $356,000 | $806,500 |
| Catron County | $349,000 | $806,500 |
| Chaves County | $220,000 | $806,500 |
| Cibola County | $183,000 | $806,500 |
| Colfax County | $375,000 | $806,500 |
| Curry County | $219,000 | $806,500 |
| De Baca County | $132,000 | $806,500 |
| Dona Ana County | $296,000 | $806,500 |
| Eddy County | $283,000 | $806,500 |
| Grant County | $205,000 | $806,500 |
| Guadalupe County | $225,000 | $806,500 |
| Harding County | $250,000 | $806,500 |
| Hidalgo County | $136,000 | $806,500 |
| Lea County | $165,000 | $806,500 |
| Lincoln County | $316,000 | $806,500 |
| Los Alamos County | $602,000 | $806,500 |
| Luna County | $174,000 | $806,500 |
| McKinley County | $193,000 | $806,500 |
| Mora County | $200,000 | $806,500 |
| Otero County | $221,000 | $806,500 |
| Quay County | $161,000 | $806,500 |
| Rio Arriba County | $299,000 | $806,500 |
| Roosevelt County | $188,000 | $806,500 |
| Sandoval County | $356,000 | $806,500 |
| San Juan County | $275,000 | $806,500 |
| San Miguel County | $200,000 | $806,500 |
| Santa Fe County | $471,000 | $806,500 |
| Sierra County | $183,000 | $806,500 |
| Socorro County | $191,000 | $806,500 |
| Taos County | $407,000 | $806,500 |
| Torrance County | $356,000 | $806,500 |
| Union County | $175,000 | $806,500 |
| Valencia County | $356,000 | $806,500 |
More on New Mexico
- Fair Market Rents to view 40th percentile FMRs in New Mexico
- Property Taxes to find Property Taxes in New Mexico
- Income Limits to learn more about income assistance in New Mexico
- Housing Authorites to find Housing Authorities in New Mexico
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Data Source
FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).
Last updated on January 5, 2025