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New Mexico Loan Limits

2024 Loan Limits

2024 Loan limits in New Mexico by county. Click on the map below to view loan limits for a particular county.

New Mexico Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of New Mexico. The conforming loan limits for a single-family home anywhere in New Mexico is $766,550.

Loan limits in New Mexico are based on the median home price in each county of New Mexico. Based on home prices across the state, all areas in New Mexico have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in New Mexico (33)

Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Bernalillo County $343,000 $766,550
Catron County $349,000 $766,550
Chaves County $199,000 $766,550
Cibola County $156,000 $766,550
Colfax County $375,000 $766,550
Curry County $219,000 $766,550
De Baca County $132,000 $766,550
Dona Ana County $293,000 $766,550
Eddy County $258,000 $766,550
Grant County $185,000 $766,550
Guadalupe County $225,000 $766,550
Harding County $188,000 $766,550
Hidalgo County $127,000 $766,550
Lea County $165,000 $766,550
Lincoln County $313,000 $766,550
Los Alamos County $544,000 $766,550
Luna County $167,000 $766,550
McKinley County $193,000 $766,550
Mora County $193,000 $766,550
Otero County $205,000 $766,550
Quay County $133,000 $766,550
Rio Arriba County $293,000 $766,550
Roosevelt County $188,000 $766,550
Sandoval County $343,000 $766,550
San Juan County $250,000 $766,550
San Miguel County $193,000 $766,550
Santa Fe County $471,000 $766,550
Sierra County $160,000 $766,550
Socorro County $185,000 $766,550
Taos County $403,000 $766,550
Torrance County $343,000 $766,550
Union County $175,000 $766,550
Valencia County $343,000 $766,550

More on New Mexico

Want to learn more about New Mexico? See Fair Market Rents in New Mexico to view 40th percentile FMRs or click here to find a Public Housing Authority in New Mexico who can help with finding affordable housing near you.


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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2024

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