New Mexico Loan Limits

2022 Loan Limits

2022 Loan limits in New Mexico by county. Click on the map below to view loan limits for a particular county.

New Mexico Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of New Mexico. The conforming loan limits for a single-family home anywhere in New Mexico is $647,200.

Loan limits in New Mexico are based on the median home price in each county of New Mexico. Based on home prices across the state, all areas in New Mexico have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in New Mexico (33)

Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Bernalillo County $279,000 $647,200
Catron County $349,000 $647,200
Chaves County $189,000 $647,200
Cibola County $151,000 $647,200
Colfax County $347,000 $647,200
Curry County $196,000 $647,200
De Baca County $132,000 $647,200
Dona Ana County $229,000 $647,200
Eddy County $239,000 $647,200
Grant County $185,000 $647,200
Guadalupe County $225,000 $647,200
Harding County $135,000 $647,200
Hidalgo County $123,000 $647,200
Lea County $165,000 $647,200
Lincoln County $305,000 $647,200
Los Alamos County $461,000 $647,200
Luna County $158,000 $647,200
McKinley County $153,000 $647,200
Mora County $192,000 $647,200
Otero County $195,000 $647,200
Quay County $133,000 $647,200
Rio Arriba County $249,000 $647,200
Roosevelt County $173,000 $647,200
Sandoval County $279,000 $647,200
San Juan County $209,000 $647,200
San Miguel County $192,000 $647,200
Santa Fe County $407,000 $647,200
Sierra County $140,000 $647,200
Socorro County $159,000 $647,200
Taos County $368,000 $647,200
Torrance County $279,000 $647,200
Union County $109,000 $647,200
Valencia County $279,000 $647,200

More on New Mexico

Want to learn more about New Mexico? See Fair Market Rents in New Mexico to view 40th percentile FMRs or click here to find a Public Housing Authority in New Mexico who can help with finding affordable housing near you.

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2022