2023 Loan limits in Massachusetts by county. Click on the map below to view loan limits for a particular county.
Massachusetts Map
Massachusetts has 14 counties, with conforming loan limits for a single-family home ranging from $726,200 in Barnstable County to $1,089,300 in Dukes County.
Massachusetts has 7 counties with standard or low-cost loan limits equal to the national baseline; 2 counties with high-cost loan limits equal to the national ceiling; and 5 counties with mid-range loan limits that are between the baseline and ceiling.
View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.
Counties in Massachusetts (14)
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Dukes County | $1,273,000 | $1,089,300 |
| Nantucket County | $2,195,000 | $1,089,300 |
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Essex County | $720,000 | $828,000 |
| Middlesex County | $720,000 | $828,000 |
| Norfolk County | $720,000 | $828,000 |
| Plymouth County | $720,000 | $828,000 |
| Suffolk County | $720,000 | $828,000 |
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Barnstable County | $610,000 | $726,200 |
| Berkshire County | $288,000 | $726,200 |
| Bristol County | $575,000 | $726,200 |
| Franklin County | $356,000 | $726,200 |
| Hampden County | $356,000 | $726,200 |
| Hampshire County | $356,000 | $726,200 |
| Worcester County | $400,000 | $726,200 |
More on Massachusetts
Want to learn more about Massachusetts? See Fair Market Rents in Massachusetts to view 40th percentile FMRs or click here to find a Public Housing Authority in Massachusetts who can help with finding affordable housing near you.
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Data Source
FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).
Last updated on January 2, 2023