2024 Loan limits in Massachusetts by county. Click on the map below to view loan limits for a particular county.
Massachusetts Map
Massachusetts has 14 counties, with conforming loan limits for a single-family home ranging from $766,550 in Barnstable County to $1,149,825 in Dukes County.
Massachusetts has 7 counties with standard or low-cost loan limits equal to the national baseline; 2 counties with high-cost loan limits equal to the national ceiling; and 5 counties with mid-range loan limits that are between the baseline and ceiling.
View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.
Counties in Massachusetts (14)
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Dukes County | $1,350,000 | $1,149,825 |
| Nantucket County | $2,100,000 | $1,149,825 |
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Essex County | $750,000 | $862,500 |
| Middlesex County | $750,000 | $862,500 |
| Norfolk County | $750,000 | $862,500 |
| Plymouth County | $750,000 | $862,500 |
| Suffolk County | $750,000 | $862,500 |
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Barnstable County | $650,000 | $766,550 |
| Berkshire County | $295,000 | $766,550 |
| Bristol County | $640,000 | $766,550 |
| Franklin County | $375,000 | $766,550 |
| Hampden County | $375,000 | $766,550 |
| Hampshire County | $375,000 | $766,550 |
| Worcester County | $420,000 | $766,550 |
More on Massachusetts
- Fair Market Rents to view 40th percentile FMRs in Massachusetts
- Property Taxes to find Property Taxes in Massachusetts
- Income Limits to learn more about income assistance in Massachusetts
- Housing Authorites to find Housing Authorities in Massachusetts
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Data Source
FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).
Last updated on January 2, 2024