2025 Loan limits in Massachusetts by county. Click on the map below to view loan limits for a particular county.
Massachusetts Map
Massachusetts has 14 counties, with conforming loan limits for a single-family home ranging from $806,500 in Barnstable County to $1,209,750 in Dukes County.
Massachusetts has 0 counties with standard or low-cost loan limits equal to the national baseline; 2 counties with high-cost loan limits equal to the national ceiling; and 12 counties with mid-range loan limits that are between the baseline and ceiling.
View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.
Counties in Massachusetts (14)
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Dukes County | $1,398,000 | $1,209,750 |
| Nantucket County | $2,525,000 | $1,209,750 |
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Barnstable County | $695,000 | $806,500 |
| Berkshire County | $300,000 | $806,500 |
| Bristol County | $640,000 | $806,500 |
| Essex County | $795,000 | $914,250 |
| Franklin County | $410,000 | $806,500 |
| Hampden County | $410,000 | $806,500 |
| Hampshire County | $410,000 | $806,500 |
| Middlesex County | $795,000 | $914,250 |
| Norfolk County | $795,000 | $914,250 |
| Plymouth County | $795,000 | $914,250 |
| Suffolk County | $795,000 | $914,250 |
| Worcester County | $450,000 | $806,500 |
More on Massachusetts
- Fair Market Rents to view 40th percentile FMRs in Massachusetts
- Property Taxes to find Property Taxes in Massachusetts
- Income Limits to learn more about income assistance in Massachusetts
- Housing Authorites to find Housing Authorities in Massachusetts
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Data Source
FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).
Last updated on January 5, 2025