Hawaii Loan Limits

2024 Loan Limits

2024 Loan limits in Hawaii by county. Click on the map below to view loan limits for a particular county.

Hawaii Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Hawaii. The conforming loan limits for a single-family home anywhere in Hawaii is $1,149,825.

Unlike other areas in the US, loan limits in Hawaii are not based on the median home price. Loan limits in Hawaii are set equal to the loan limit ceiling in accordance with the 2008 Housing and Economic Recovery Act (HERA) which mandates all loan limits in Hawaii be set to the maximum due to high cost of building homes.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Hawaii (5)

High-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Hawaii County $450,000 $1,149,825
Honolulu County $678,000 $1,149,825
Kalawao County $870,000 $1,149,825
Kauai County $895,000 $1,149,825
Maui County $870,000 $1,149,825

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2024