Alabama Loan Limits

2022 Loan Limits

2022 Loan limits in Alabama by county. Click on the map below to view loan limits for a particular county.

Alabama Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Alabama. The conforming loan limits for a single-family home anywhere in Alabama is $647,200.

Loan limits in Alabama are based on the median home price in each county of Alabama. Based on home prices across the state, all areas in Alabama have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Alabama (67)

Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Autauga County $185,000 $647,200
Baldwin County $240,000 $647,200
Barbour County $126,000 $647,200
Bibb County $255,000 $647,200
Blount County $255,000 $647,200
Bullock County $89,000 $647,200
Butler County $99,000 $647,200
Calhoun County $157,000 $647,200
Chambers County $155,000 $647,200
Cherokee County $141,000 $647,200
Chilton County $255,000 $647,200
Choctaw County $89,000 $647,200
Clarke County $135,000 $647,200
Clay County $87,000 $647,200
Cleburne County $177,000 $647,200
Coffee County $153,000 $647,200
Colbert County $176,000 $647,200
Conecuh County $97,000 $647,200
Coosa County $195,000 $647,200
Covington County $98,000 $647,200
Crenshaw County $97,000 $647,200
Cullman County $139,000 $647,200
Dale County $118,000 $647,200
Dallas County $97,000 $647,200
DeKalb County $146,000 $647,200
Elmore County $185,000 $647,200
Escambia County $153,000 $647,200
Etowah County $165,000 $647,200
Fayette County $111,000 $647,200
Franklin County $92,000 $647,200
Geneva County $171,000 $647,200
Greene County $288,000 $647,200
Hale County $288,000 $647,200
Henry County $171,000 $647,200
Houston County $171,000 $647,200
Jackson County $120,000 $647,200
Jefferson County $255,000 $647,200
Lamar County $97,000 $647,200
Lauderdale County $176,000 $647,200
Lawrence County $159,000 $647,200
Lee County $245,000 $647,200
Limestone County $227,000 $647,200
Lowndes County $185,000 $647,200
Macon County $108,000 $647,200
Madison County $227,000 $647,200
Marengo County $106,000 $647,200
Marion County $99,000 $647,200
Marshall County $142,000 $647,200
Mobile County $145,000 $647,200
Monroe County $107,000 $647,200
Montgomery County $185,000 $647,200
Morgan County $159,000 $647,200
Perry County $84,000 $647,200
Pickens County $288,000 $647,200
Pike County $134,000 $647,200
Randolph County $115,000 $647,200
Russell County $261,000 $647,200
St. Clair County $255,000 $647,200
Shelby County $255,000 $647,200
Sumter County $89,000 $647,200
Talladega County $158,000 $647,200
Tallapoosa County $195,000 $647,200
Tuscaloosa County $288,000 $647,200
Walker County $86,000 $647,200
Washington County $145,000 $647,200
Wilcox County $95,000 $647,200
Winston County $114,000 $647,200

More on Alabama

Want to learn more about Alabama? See Fair Market Rents in Alabama to view 40th percentile FMRs or click here to find a Public Housing Authority in Alabama who can help with finding affordable housing near you.

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2022