2025 Loan limits in Alabama by county. Click on the map below to view loan limits for a particular county.
Alabama Map
Loan Limits are the same across all of Alabama. The conforming loan limits for a single-family home anywhere in Alabama is $806,500.
Loan limits in Alabama are based on the median home price in each county of Alabama. Based on home prices across the state, all areas in Alabama have loan limits that fall between the national baseline and the ceiling.
View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.
Counties in Alabama (67)
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Autauga County | $199,000 | $806,500 |
| Baldwin County | $300,000 | $806,500 |
| Barbour County | $143,000 | $806,500 |
| Bibb County | $299,000 | $806,500 |
| Blount County | $299,000 | $806,500 |
| Bullock County | $143,000 | $806,500 |
| Butler County | $135,000 | $806,500 |
| Calhoun County | $157,000 | $806,500 |
| Chambers County | $207,000 | $806,500 |
| Cherokee County | $141,000 | $806,500 |
| Chilton County | $299,000 | $806,500 |
| Choctaw County | $141,000 | $806,500 |
| Clarke County | $175,000 | $806,500 |
| Clay County | $99,000 | $806,500 |
| Cleburne County | $177,000 | $806,500 |
| Coffee County | $170,000 | $806,500 |
| Colbert County | $176,000 | $806,500 |
| Conecuh County | $137,000 | $806,500 |
| Coosa County | $268,000 | $806,500 |
| Covington County | $103,000 | $806,500 |
| Crenshaw County | $140,000 | $806,500 |
| Cullman County | $170,000 | $806,500 |
| Dale County | $118,000 | $806,500 |
| Dallas County | $97,000 | $806,500 |
| DeKalb County | $146,000 | $806,500 |
| Elmore County | $199,000 | $806,500 |
| Escambia County | $207,000 | $806,500 |
| Etowah County | $199,000 | $806,500 |
| Fayette County | $111,000 | $806,500 |
| Franklin County | $97,000 | $806,500 |
| Geneva County | $183,000 | $806,500 |
| Greene County | $288,000 | $806,500 |
| Hale County | $288,000 | $806,500 |
| Henry County | $183,000 | $806,500 |
| Houston County | $183,000 | $806,500 |
| Jackson County | $221,000 | $806,500 |
| Jefferson County | $299,000 | $806,500 |
| Lamar County | $352,000 | $806,500 |
| Lauderdale County | $176,000 | $806,500 |
| Lawrence County | $204,000 | $806,500 |
| Lee County | $314,000 | $806,500 |
| Limestone County | $293,000 | $806,500 |
| Lowndes County | $199,000 | $806,500 |
| Macon County | $242,000 | $806,500 |
| Madison County | $293,000 | $806,500 |
| Marengo County | $137,000 | $806,500 |
| Marion County | $198,000 | $806,500 |
| Marshall County | $160,000 | $806,500 |
| Mobile County | $189,000 | $806,500 |
| Monroe County | $107,000 | $806,500 |
| Montgomery County | $199,000 | $806,500 |
| Morgan County | $204,000 | $806,500 |
| Perry County | $123,000 | $806,500 |
| Pickens County | $288,000 | $806,500 |
| Pike County | $150,000 | $806,500 |
| Randolph County | $275,000 | $806,500 |
| Russell County | $282,000 | $806,500 |
| St. Clair County | $299,000 | $806,500 |
| Shelby County | $299,000 | $806,500 |
| Sumter County | $267,000 | $806,500 |
| Talladega County | $158,000 | $806,500 |
| Tallapoosa County | $268,000 | $806,500 |
| Tuscaloosa County | $288,000 | $806,500 |
| Walker County | $86,000 | $806,500 |
| Washington County | $189,000 | $806,500 |
| Wilcox County | $120,000 | $806,500 |
| Winston County | $114,000 | $806,500 |
More on Alabama
- Fair Market Rents to view 40th percentile FMRs in Alabama
- Property Taxes to find Property Taxes in Alabama
- Income Limits to learn more about income assistance in Alabama
- Housing Authorites to find Housing Authorities in Alabama
Citation
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Data Source
FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).
Last updated on January 5, 2025